Personal loans in Hoxie, AR

The first question in Hoxie is not the rate on offer but whether the payment fits; about 2,609 people live here under Arkansas lending law. A single loan can carry different costs on either side of a state line, and Hoxie sits on the Arkansas side of that line. Work out your debt-to-income ratio first; lenders weigh it heavily, and Hoxie's 2,609 residents are no exception. For a bigger market, look to Walnut Ridge, AR about 4 miles away.

Hoxie: the sourced local profile

The figures below are Hoxie's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: 2,609 — Hoxie ranks 110th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 3 more since the 2020 base.
• Size percentile: with 2,609 residents, Hoxie is larger than about 78% of Arkansas's Census places.
• Population density: 391 people per square mile on 6.7 square miles of land.
• Land area: Hoxie covers 6.7 square miles, the 95th-largest area among Arkansas's 500 places.
• State population share: Hoxie accounts for about 0.1% of everyone in Arkansas.
• National rank: Hoxie sits 6,708th by population among the 19,457 places in this dataset.
• Growth rank: Hoxie ranks 216th among Arkansas's 500 places for the 2020-to-2023 change.
• Against the state trend: Hoxie's 0.1% change compares with a Arkansas average of +0.3% across its 500 places.
• Density in Arkansas: Hoxie ranks 247th by people per square mile.
• Against the state median: Hoxie runs about 391 residents per square mile, where the Arkansas median is 386.
• Location: mapped by the US Census Bureau at 36.0360, -90.9736.
• Nearest larger cities: Walnut Ridge (4 mi); Bono (13 mi); Pocahontas (16 mi); Jonesboro (22 mi); Brookland (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Minturn (5 mi); Portia (6 mi); Sedgwick (8 mi).
• Smaller places within 50 miles: 80 of them.
• Larger places within 100 miles: 63.

The state rulebook for Hoxie

Read the table as a lender's compliance picture for Hoxie: the rule, the sourced figure, the publisher and the date.

Where Hoxie sits

Inside Hoxie's boundaries lie about 6.7 square miles of land, with no significant water area recorded. With 2,609 residents, the land area yields roughly 391 people per square mile. Little Rock, the largest place in Arkansas, is about 120 miles from Hoxie. Counting outward 50 miles, 15 larger communities surround Hoxie. By land area it ranks 95th of 500 Arkansas places.

Where Hoxie sits in Arkansas

Set beside Arkansas's 500 places, Hoxie ranks 110th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Hoxie stands 216th among Arkansas's 500 places — roughly the 57th percentile. At about 391 people per square mile, Hoxie is the 247th most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 3 residents.

What to do before borrowing in Hoxie

A sensible order of operations for a loan in Hoxie, home to about 2,609 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

The process is identical across Arkansas; what changes is your credit file, not the fact that Hoxie holds 2,609 people.

Borrowing reach in Hoxie

At roughly 391 people per square mile, Hoxie is lightly settled; 15 larger places lie within 50 miles. A Arkansas licence lets a lender serve Hoxie without a local office, so branch density does not change what its 2,609 residents are offered. The nearest bigger place is Walnut Ridge, AR about 4 miles away.