Personal loans in Alicia, AR
The Census counts 140 people in Alicia, the 415th-largest figure among Arkansas's 500 places. Alicia shed about 2.1% of its population between the 2020 base and the 2023 estimate. Two households in Alicia with comparable incomes can still be offered different rates; the city's 140 residents are not the reason. When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Alicia as from the rest of the state. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Alicia loan. For a bigger market, look to Swifton, AR about 5 miles away.
What the Census records for Alicia
Set out below is Alicia's local context next to the state-level rules that reach every lender here.
- Population: 140 residents; Alicia is the 415th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.1%.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: Alicia's 140 people outrank roughly 17% of the places in Arkansas.
- Density: the Census land area of 0.4 sq mi holds about 324 people per square mile.
- Land area: Alicia covers 0.4 square miles, the 432nd-largest area among Arkansas's 500 places.
- Share of state population: Alicia's 140 residents are about 0.0% of Arkansas.
- National rank: Alicia is the 17,408th most populous of the 19,457 Census places covered here.
- Growth in Arkansas: Alicia stands 332nd by percentage change from 2020 to 2023, among 500 places.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Alicia's 2.1%.
- Density in Arkansas: Alicia ranks 287th by people per square mile.
- Density vs Arkansas: Alicia's 324 people per square mile compare with a state median of 386.
- Location: coordinates 35.8929, -91.0834 (US Census Bureau Gazetteer).
- Nearest larger cities: Swifton (5 mi); Cash (11 mi); Hoxie (12 mi); Lynn (12 mi); Portia (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Minturn (7 mi); Egypt (8 mi); Powhatan (14 mi).
- Smaller neighbours: 17 places smaller than Alicia sit within 50 miles.
- Within 100 miles: 269 places are larger than Alicia.
Alicia in state context
Among Arkansas's 500 places, Alicia sits at 415th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Alicia stands 332nd among Arkansas's 500 places — roughly the 34th percentile. At about 324 people per square mile, Alicia is the 287th most densely settled place in Arkansas. In land area, Alicia ranks 432nd among Arkansas's 500 places.
What to do before borrowing in Alicia
Before you apply in Alicia, a community of about 140, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Arkansas licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Arkansas; what changes is your credit file, not the fact that Alicia holds 140 people.
The state rulebook for Alicia
The rows below set out what a licensed lender must follow in Arkansas, and so for Alicia's roughly 140 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Getting a loan in Alicia
Alicia is lightly settled, with about 324 people per square mile and 77 larger places within 50 miles. A Arkansas licence lets a lender serve Alicia without a local office, so branch density does not change what its 140 residents are offered. The nearest bigger place is Swifton, AR about 5 miles away.
Alicia on the map
The Census Gazetteer records about 0.4 square miles of land within Alicia, with no significant water area listed. With 140 residents, the land area yields roughly 324 people per square mile. Little Rock, the largest place in Arkansas, is about 108 miles from Alicia. Alicia has 77 larger places within a 50-mile radius. The 100-mile radius contains 269 larger places.
Common questions
What are my options in Alicia if my credit is poor?
What loan size can I expect in Alicia?
Do I have to pledge anything to borrow in Alicia?
Does comparing loans in Alicia cost me credit score points?
Nearby places
- Swifton, AR — population 720
- Minturn, AR — population 89
- Egypt, AR — population 109
- Cash, AR — population 277
- Hoxie, AR — population 2,609
- Portia, AR — population 420
- Powhatan, AR — population 101
- Lynn, AR — population 254