Personal loans in Portia, AR
About 420 people live in Portia, placing it 284th of 500 Census places in Arkansas. The 2020 count to the 2023 estimate shows about 0.2% decline in Portia. Portia is a small community in Arkansas, with an estimated 420 residents, and every licensed lender here follows the same state rulebook. For the 420 people in Portia, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Portia. The nearest larger metro is Black Rock, AR about 3 miles away.
Where Portia stands
What follows is Portia's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.
- Population: 420 people, a figure that places Portia 284th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: Down about 0.2% from the 2020 Census base to the 2023 estimate.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 43% of Arkansas's places have fewer residents than Portia's 420.
- Density: roughly 325 residents per square mile, spread over 1.3 sq mi of land.
- Land area: Portia covers 1.3 square miles, the 310th-largest area among Arkansas's 500 places.
- State population share: Portia accounts for about 0.0% of everyone in Arkansas.
- National standing: Portia ranks 13,894th of 19,457 US places.
- Growth rank: Portia's 2020-to-2023 change ranks 248th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Portia moved 0.2%.
- Density rank: Portia is the 285th most densely settled place in Arkansas.
- Density in context: Portia's 325 people per square mile sit against a Arkansas median of 386.
- Location: latitude 36.0849, longitude -91.0710 (Census Gazetteer).
- Nearest larger cities: Black Rock (3 mi); Hoxie (6 mi); Walnut Ridge (7 mi); Imboden (10 mi); Pocahontas (14 mi). Larger metros often have more branches, but online lenders reach Portia on the same terms.
- Smaller places nearby: Powhatan (3 mi); Minturn (8 mi); Lynn (12 mi).
- Smaller neighbours: 44 places smaller than Portia sit within 50 miles.
- At 100 miles: 183 larger Census places fall inside that radius.
Land, water and location for Portia
Inside Portia's boundaries lie about 1.3 square miles of land, with no significant water area recorded. The resulting density is about 325 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 119 miles. Portia has 47 larger places within a 50-mile radius. By land area it ranks 310th of 500 Arkansas places.
Arkansas rules behind a Portia personal loan
Arkansas has no separate rate rule for Portia; the sourced rows below are what reach every lender that serves its 420 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Portia against the rest of Arkansas
Portia is the 284th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 248th of 500 Arkansas places, putting it near the 50th percentile for growth. By density, at about 325 people per square mile, it ranks 285th in Arkansas. By land area, its 1.3 square miles rank 310th of 500 places in Arkansas.
Inside a Portia personal loan
Portia is a small community of about 420 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Portia can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Portia loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Portia
At roughly 325 people per square mile, Portia is lightly settled; 47 larger places lie within 50 miles. Whether Portia has a local branch or not, a Arkansas-licensed lender can serve its 420 people online on the same terms. For a larger market, the closest option is Black Rock, AR about 3 miles away.
Common questions
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Nearby places
- Black Rock, AR — population 608
- Powhatan, AR — population 101
- Hoxie, AR — population 2,609
- Minturn, AR — population 89
- Walnut Ridge, AR — population 5,532
- Imboden, AR — population 641
- Alicia, AR — population 140
- Lynn, AR — population 254