Personal loans in Walnut Ridge, AR
For a borrower among the roughly 5,532 residents of Walnut Ridge, a personal loan is a tool whose cost turns on the terms, not the address. At about 5,532 residents, Walnut Ridge is larger than roughly 87% of the places in Arkansas.
Walnut Ridge added about 2.7% to its population between the 2020 base and the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Walnut Ridge loan. A larger market lies at Pocahontas, AR about 12 miles away. For the 5,532 people in Walnut Ridge, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Walnut Ridge: population, trend and location
Set out below is Walnut Ridge's local context next to the state-level rules that reach every lender here.
- Population: 5,532 — Walnut Ridge ranks 64th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 2.7% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 147 residents.
- Size percentile: roughly 87% of Arkansas places rank below Walnut Ridge.
- Land and density: 16.7 square miles of land carry roughly 331 residents per square mile.
- Land area rank: Walnut Ridge's 16.7 square miles rank 30th of 500 places in Arkansas.
- Within Arkansas: about 0.3% of the state's population lives in Walnut Ridge.
- National standing: Walnut Ridge ranks 4,570th of 19,457 US places.
- Growth rank: Walnut Ridge's 2020-to-2023 change ranks 99th of 500 places in Arkansas.
- Against the state trend: Walnut Ridge's 2.7% change compares with a Arkansas average of +0.3% across its 500 places.
- Density in Arkansas: Walnut Ridge ranks 279th by people per square mile.
- Density in context: Walnut Ridge's 331 people per square mile sit against a Arkansas median of 386.
- Location: coordinates 36.0848, -90.9468 (US Census Bureau Gazetteer).
- Nearest larger cities: Pocahontas (12 mi); Jonesboro (24 mi); Paragould (24 mi); Newport (36 mi); Trumann (37 mi). Larger metros often have more branches, but online lenders reach Walnut Ridge on the same terms.
- Smaller communities within reach: Hoxie (4 mi); Portia (7 mi); Minturn (9 mi).
- Smaller neighbours: 89 places smaller than Walnut Ridge sit within 50 miles.
- At 100 miles: 38 larger Census places fall inside that radius.
Inside a Walnut Ridge personal loan
A Walnut Ridge personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,532 residents. Because pricing is borrower-level, two people in Walnut Ridge can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Walnut Ridge loan is knowable in advance — unlike a revolving card balance.
Walnut Ridge on the map
The Census Gazetteer records about 16.7 square miles of land within Walnut Ridge, with no significant water area listed. With 5,532 residents, the land area yields roughly 331 people per square mile. The largest place in Arkansas, Little Rock, lies about 123 miles away. A 50-mile radius around Walnut Ridge takes in 6 places that are larger. Within the same 50 miles lie 89 smaller Census places.
Arkansas consumer-lending rules applied in Walnut Ridge
Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Walnut Ridge lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Lender access in Walnut Ridge
Walnut Ridge is a lightly settled community of about 5,532 people, with 6 larger places inside a 50-mile radius. Whether Walnut Ridge has a local branch or not, a Arkansas-licensed lender can serve its 5,532 people online on the same terms. For a larger market, the closest option is Pocahontas, AR about 12 miles away.
How Walnut Ridge compares across Arkansas
Against Arkansas's other places, Walnut Ridge accounts for about 0.3% of the state's population and ranks 64th of 500 by size. For population change between 2020 and 2023, Walnut Ridge ranks 99th of 500 in Arkansas (about the 80th percentile). Its roughly 331 residents per square mile place it 279th among Arkansas's places. Between 2020 and 2023 the count changed by roughly 147 residents.
Common questions
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Nearby places
- Hoxie, AR — population 2,609
- Portia, AR — population 420
- Minturn, AR — population 89
- Sedgwick, AR — population 159
- O'Kean, AR — population 196
- Black Rock, AR — population 608
- Powhatan, AR — population 101
- Pocahontas, AR — population 7,601