Personal loans in Powhatan, AR

Powhatan is one of 500 Census places in Arkansas; its 101 residents put it at 447th. To lend to Powhatan's 101 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Powhatan down by about 1.9%. The next larger city is Black Rock, AR about 2 miles away.

Powhatan: population, trend and location

Powhatan is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 101 residents, 447th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.9%.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: Powhatan's 101 people outrank roughly 11% of the places in Arkansas.
• Population density: about 185 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Powhatan covers 0.5 square miles, the 413th-largest area among Arkansas's 500 places.
• Share of Arkansas: Powhatan holds about 0.0% of the state's population, some 101 people.
• National rank: Powhatan is the 18,111th most populous of the 19,457 Census places covered here.
• Growth rank: Powhatan ranks 331st among Arkansas's 500 places for the 2020-to-2023 change.
• Against the state trend: Powhatan's 1.9% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Powhatan places 391st among Arkansas's places by people per square mile.
• Density in context: Powhatan's 185 people per square mile sit against a Arkansas median of 386.
• Location: mapped by the US Census Bureau at 36.0873, -91.1239.
• Nearest larger cities: Black Rock (2 mi); Portia (3 mi); Imboden (8 mi); Hoxie (9 mi); Lynn (9 mi). Living near a larger metro rarely changes what is available in Powhatan.
• Nearest smaller towns: Minturn (9 mi); Smithville (10 mi); Williford (17 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 12 of them.
• At 100 miles: 276 larger Census places fall inside that radius.

What is available to Powhatan borrowers

At roughly 185 people per square mile, Powhatan is lightly settled; 78 larger places lie within 50 miles. A Arkansas licence lets a lender serve Powhatan without a local office, so branch density does not change what its 101 residents are offered. The nearest bigger place is Black Rock, AR about 2 miles away.

Powhatan in state context

Within Arkansas, Powhatan holds roughly 0.0% of all residents, the 447th-largest share among 500 places. Its 2020-to-2023 change ranks 331st of 500 Arkansas places, putting it near the 34th percentile for growth. Its roughly 185 residents per square mile place it 391st among Arkansas's places. Between 2020 and 2023 the count changed by roughly 2 residents.

Inside a Powhatan personal loan

Powhatan is a small community of about 101 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Powhatan's 101 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Powhatan decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Powhatan

Before you apply in Powhatan, a community of about 101, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Powhatan-specific: the same Arkansas licensing and disclosure rules reach all 101 residents.

The Arkansas lending rules that reach Powhatan

The rows below set out what a licensed lender must follow in Arkansas, and so for Powhatan's roughly 101 residents.