Personal loans in Egypt, AR
The roughly 109 people who live in Egypt borrow under Arkansas rules; city hall sets no personal-loan rate. Egypt is home to roughly 109 people and stands 440th by size out of 500 Census places in Arkansas. A 2020-to-2023 comparison shows Egypt down by about 3.5%. Price two or three terms so you can see which payment is truly affordable in Egypt. The closest larger city is Cash, AR about 5 miles away. To lend to Egypt's 109 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it.
The Egypt data picture
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: 109 — Egypt ranks 440th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: About 3.5% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: roughly 12% of Arkansas places rank below Egypt.
- Population density: about 324 people per square mile (Census land area 0.3 sq mi).
- Land area rank: Egypt's 0.3 square miles rank 457th of 500 places in Arkansas.
- State share: roughly 0.0% of Arkansas's residents live in Egypt (109 people).
- National standing: Egypt ranks 17,972nd of 19,457 US places.
- Growth rank: Egypt's 2020-to-2023 change ranks 399th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Egypt moved 3.5%.
- Density in Arkansas: Egypt ranks 286th by people per square mile.
- Density vs Arkansas: Egypt's 324 people per square mile compare with a state median of 386.
- Location: coordinates 35.8678, -90.9458 (US Census Bureau Gazetteer).
- Nearest larger cities: Cash (5 mi); Alicia (8 mi); Bono (9 mi); Sedgwick (9 mi); Swifton (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Minturn (9 mi); Powhatan (18 mi); Waldenburg (21 mi), each with its own Census population profile.
- Smaller neighbours: 14 places smaller than Egypt sit within 50 miles.
- At 100 miles: 289 larger Census places fall inside that radius.
The Arkansas lending rules that reach Egypt
For the roughly 109 residents of Egypt, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Lender access in Egypt
With about 324 residents per square mile, Egypt is lightly settled, and 83 larger Census places sit within 50 miles. Distance to a branch rarely matters for Egypt's 109 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Cash, AR about 5 miles away.
Egypt: area, density and distance
Egypt's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 109 residents, the land area yields roughly 324 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 112 miles. Within 50 miles of Egypt there are 83 larger Census places. The 100-mile radius contains 289 larger places.
Steps to take before a Egypt loan
Before you apply in Egypt, a community of about 109, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Arkansas licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
In Egypt as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 109 residents.
How Egypt compares across Arkansas
Among Arkansas's 500 places, Egypt sits at 440th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Egypt ranks 399th of 500 in Arkansas (about the 20th percentile). Its roughly 324 residents per square mile place it 286th among Arkansas's places. In land area, Egypt ranks 457th among Arkansas's 500 places.
Common questions
What are my options in Egypt if my credit is poor?
What loan size can I expect in Egypt?
Do I have to pledge anything to borrow in Egypt?
Does comparing loans in Egypt cost me credit score points?
Nearby places
- Cash, AR — population 277
- Sedgwick, AR — population 159
- Minturn, AR — population 89
- Alicia, AR — population 140
- Bono, AR — population 2,780
- Hoxie, AR — population 2,609
- Swifton, AR — population 720
- Walnut Ridge, AR — population 5,532