Personal loans in Egypt, AR

The roughly 109 people who live in Egypt borrow under Arkansas rules; city hall sets no personal-loan rate. Egypt is home to roughly 109 people and stands 440th by size out of 500 Census places in Arkansas. A 2020-to-2023 comparison shows Egypt down by about 3.5%. Price two or three terms so you can see which payment is truly affordable in Egypt. The closest larger city is Cash, AR about 5 miles away. To lend to Egypt's 109 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Egypt data picture

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

The Arkansas lending rules that reach Egypt

For the roughly 109 residents of Egypt, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16

Lender access in Egypt

With about 324 residents per square mile, Egypt is lightly settled, and 83 larger Census places sit within 50 miles. Distance to a branch rarely matters for Egypt's 109 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Cash, AR about 5 miles away.

Egypt: area, density and distance

Egypt's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 109 residents, the land area yields roughly 324 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 112 miles. Within 50 miles of Egypt there are 83 larger Census places. The 100-mile radius contains 289 larger places.

Steps to take before a Egypt loan

Before you apply in Egypt, a community of about 109, work through these steps:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Confirm the Arkansas licence with the regulator named above before committing.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Be clear on what the loan is for and how it gets repaid.

In Egypt as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 109 residents.

How Egypt compares across Arkansas

Among Arkansas's 500 places, Egypt sits at 440th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Egypt ranks 399th of 500 in Arkansas (about the 20th percentile). Its roughly 324 residents per square mile place it 286th among Arkansas's places. In land area, Egypt ranks 457th among Arkansas's 500 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Egypt if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Egypt is the same as anywhere in Arkansas.
What loan size can I expect in Egypt?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Egypt?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Egypt cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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