Personal loans in West Point, MS

West Point: the sourced local profile

Most of what governs a West Point loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

• Population: about 9,770, ranked 42nd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 3.3%.
• Net change: roughly 334 fewer people than the 2020 Census counted.
• Size percentile: about 86% of Mississippi communities are smaller than West Point (9,770 residents).
• Density: roughly 468 residents per square mile, spread over 20.9 sq mi of land.
• Land area: West Point covers 20.9 square miles, the 28th-largest area among Mississippi's 299 places.
• Water area: West Point has 0.24 square miles of water, ranking 35th of 299 places in Mississippi.
• Within Mississippi: about 0.7% of the state's population lives in West Point.
• National rank: West Point sits 3,209th by population among the 19,457 places in this dataset.
• Growth in Mississippi: West Point stands 182nd by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while West Point moved 3.3%.
• Density rank: West Point is the 141st most densely settled place in Mississippi.
• Density in context: West Point's 468 people per square mile sit against a Mississippi median of 434.
• Location: mapped by the US Census Bureau at 33.6062, -88.6576.
• Nearest larger cities: Starkville (14 mi); Columbus (16 mi); Tupelo (46 mi); Northport (66 mi); Grenada (67 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Artesia (13 mi); Aberdeen (16 mi); Caledonia (20 mi).
• Smaller neighbours: 58 places smaller than West Point sit within 50 miles.
• Within 100 miles: 15 places are larger than West Point.

The Mississippi lending rules that reach West Point

Mississippi has no separate rate rule for West Point; the sourced rows below are what reach every lender that serves its 9,770 people.

Lender access in West Point

With about 468 residents per square mile, West Point is lightly settled, and 3 larger Census places sit within 50 miles. What is available to West Point's 9,770 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Starkville, MS about 14 miles away.

West Point on the map

Inside West Point's boundaries lie roughly 20.9 square miles of land and 0.24 square miles of water. That land carries about 468 people per square mile. The largest place in Mississippi, Jackson, lies about 127 miles away. Counting outward 50 miles, 3 larger communities surround West Point. Within the same 50 miles lie 58 smaller Census places.

Before you apply in West Point

These steps shape the offer you get in West Point, a place of about 9,770 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is West Point-specific: the same Mississippi licensing and disclosure rules reach all 9,770 residents.

Where West Point sits in Mississippi

Against Mississippi's other places, West Point accounts for about 0.7% of the state's population and ranks 42nd of 299 by size. For population change between 2020 and 2023, West Point ranks 182nd of 299 in Mississippi (about the 39th percentile). At about 468 people per square mile, West Point is the 141st most densely settled place in Mississippi. In land area, West Point ranks 28th among Mississippi's 299 places.