Personal loans in Crawford, MS

To lend to Crawford's 412 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. With 412 residents, Crawford outranks about 28% of the communities in Mississippi. For a borrower among the roughly 412 residents of Crawford, a personal loan is a tool whose cost turns on the terms, not the address. The 2020 count to the 2023 estimate shows about 1.0% decline in Crawford. Begin with the payment, then weigh APR and total interest across the lenders that reach Crawford's 412 residents. The closest larger city is Brooksville, MS about 5 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Crawford data picture

Two layers matter for a Crawford borrower: the local population picture and Mississippi's consumer-lending statutes.

Land, water and location for Crawford

Crawford covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 294 residents per square mile. The state's population centre of gravity, Jackson, is roughly 115 miles away. A 50-mile radius around Crawford takes in 29 places that are larger. By land area it ranks 208th of 299 Mississippi places.

How a Crawford personal loan is priced

Most loans made to Crawford's 412 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Crawford lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Crawford loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Crawford

At roughly 294 people per square mile, Crawford is lightly settled; 29 larger places lie within 50 miles. Distance to a branch rarely matters for Crawford's 412 residents: the application is online and the price follows your credit file. The nearest bigger place is Brooksville, MS about 5 miles away.

Crawford's place among Mississippi's 299 places

Within Mississippi, Crawford holds roughly 0.0% of all residents, the 216th-largest share among 299 places. Its 2020-to-2023 change ranks 82nd of 299 Mississippi places, putting it near the 73th percentile for growth. By density, at about 294 people per square mile, it ranks 215th in Mississippi. The population moved by about 4 people between 2020 and 2023, a 1.0% shift.

How Mississippi law applies in Crawford

The rows below set out what a licensed lender must follow in Mississippi, and so for Crawford's roughly 412 residents.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crawford if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crawford is the same as anywhere in Mississippi.
What loan size can I expect in Crawford?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crawford?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crawford cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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