Personal loans in Brooksville, MS
A lender serving Brooksville holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 885 residents. An estimated 885 people make their home in Brooksville, a figure that ranks 158th in Mississippi. Census figures put the 2020-to-2023 decrease in Brooksville at about 3.7%. Lenders active in Brooksville report to a Mississippi supervisor, identified in the sourced rows below. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Brooksville loan. Borrowers who want a bigger city can look to Macon, MS about 8 miles away.
Brooksville: population, trend and location
Brooksville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 885, 158th among Mississippi's 299 places (Vintage 2023).
- Population trend: A decline of about 3.7% across the 2020-to-2023 comparison.
- People gained or lost: about 34 fewer since the 2020 base.
- Size percentile: about 47% of Mississippi's Census places are smaller than Brooksville.
- Land and density: 1.6 square miles of land carry roughly 557 residents per square mile.
- Land area: Brooksville covers 1.6 square miles, the 192nd-largest area among Mississippi's 299 places.
- State population share: Brooksville accounts for about 0.1% of everyone in Mississippi.
- National rank: Brooksville sits 10,754th by population among the 19,457 places in this dataset.
- Growth rank: Brooksville's 2020-to-2023 change ranks 193rd of 299 places in Mississippi.
- Against the state trend: Brooksville's 3.7% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Brooksville is the 109th most densely settled place in Mississippi.
- Density in context: Brooksville's 557 people per square mile sit against a Mississippi median of 434.
- Location: the Census Gazetteer records it at 33.2367, -88.5781.
- Nearest larger cities: Macon (8 mi); Columbus (21 mi); Starkville (21 mi); Aliceville (25 mi); West Point (26 mi). Living near a larger metro rarely changes what is available in Brooksville.
- Smaller communities within reach: Crawford (5 mi); Artesia (13 mi); Pickensville (17 mi).
- Smaller places within 50 miles: 28 of them.
- At 100 miles: 110 larger Census places fall inside that radius.
What Mississippi law requires in Brooksville
When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Brooksville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Brooksville on the map
Inside Brooksville's boundaries lie about 1.6 square miles of land, with no significant water area recorded. That land carries about 557 people per square mile. Jackson, the largest place in Mississippi, is about 114 miles from Brooksville. Within 50 miles of Brooksville there are 18 larger Census places. By land area it ranks 192nd of 299 Mississippi places.
What shapes a Brooksville personal loan
With roughly 885 residents, Brooksville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Brooksville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Brooksville loan is knowable in advance — unlike a revolving card balance.
A practical checklist for Brooksville borrowers
Complete these steps first when you borrow in Brooksville (885 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Mississippi regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
In Brooksville as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 885 residents.
How Brooksville compares across Mississippi
Brooksville is the 158th-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 193rd of 299 Mississippi places, putting it near the 35th percentile for growth. At about 557 people per square mile, Brooksville is the 109th most densely settled place in Mississippi. Within 50 miles sit 28 smaller Census places, alongside the 18 that are larger.
Common questions
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Nearby places
- Crawford, MS — population 412
- Macon, MS — population 2,455
- Artesia, MS — population 320
- Shuqualak, MS — population 383
- Pickensville, AL — population 544
- Memphis, AL — population 25
- Columbus, MS — population 23,035
- Starkville, MS — population 25,444