Personal loans in Artesia, MS

Artesia by the numbers

Set out below is Artesia's local context next to the state-level rules that reach every lender here.

• Population: an estimated 320 residents, 238th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 20% of the places in Mississippi, with 320 residents in Artesia.
• Land and density: 0.9 square miles of land carry roughly 341 residents per square mile.
• Land area: Artesia covers 0.9 square miles, the 248th-largest area among Mississippi's 299 places.
• Share of Mississippi: Artesia holds about 0.0% of the state's population, some 320 people.
• National rank: Artesia is the 14,883rd most populous of the 19,457 Census places covered here.
• Growth rank: Artesia ranks 106th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Artesia's 1.8%.
• Density rank: Artesia places 193rd among Mississippi's places by people per square mile.
• Against the state median: Artesia runs about 341 residents per square mile, where the Mississippi median is 434.
• Location: mapped by the US Census Bureau at 33.4167, -88.6423.
• Nearest larger cities: Crawford (8 mi); Starkville (11 mi); Brooksville (13 mi); West Point (13 mi); Columbus (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Sturgis (24 mi); Ethelsville (25 mi); Memphis (27 mi).
• Within a 50-mile radius: 13 smaller Census places.
• Within 100 miles: 172 places are larger than Artesia.

Mississippi rules behind a Artesia personal loan

This table holds the Mississippi rate and licensing rules for consumer loans made to Artesia's 320 residents.

Artesia against the rest of Mississippi

Among Mississippi's 299 places, Artesia sits at 238th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 106th of 299 Mississippi places, putting it near the 65th percentile for growth. At about 341 people per square mile, Artesia is the 193rd most densely settled place in Mississippi. In land area, Artesia ranks 248th among Mississippi's 299 places.

The geography behind Artesia

Inside Artesia's boundaries lie about 0.9 square miles of land, with no significant water area recorded. Spread across it are roughly 341 residents per square mile. The largest place in Mississippi, Jackson, lies about 119 miles away. Within 50 miles of Artesia there are 38 larger Census places. By land area it ranks 248th of 299 Mississippi places.

How personal loans work in Artesia

With roughly 320 residents, Artesia is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Artesia can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Artesia loan is knowable in advance — unlike a revolving card balance.

What to do before borrowing in Artesia

A sensible order of operations for a loan in Artesia, home to about 320 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Artesia-specific: the same Mississippi licensing and disclosure rules reach all 320 residents.