Personal loans in Aberdeen, MS

A personal loan in Aberdeen is priced from your credit file and income, not from the fact that the city holds 4,860 people. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Aberdeen's 4,860 residents. Pull your credit reports and line up at least three offers before you apply from Aberdeen. For a bigger market, look to Amory, MS about 11 miles away.

What the Census records for Aberdeen

Aberdeen is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 4,860 people live here, which puts Aberdeen 63rd of 299 Census places in Mississippi (Vintage 2023).
• Population trend: Lower by roughly 1.9% since the 2020 count.
• Absolute change: 93 residents lost between 2020 and 2023.
• Size percentile: roughly 79% of Mississippi places rank below Aberdeen.
• Population density: about 402 people per square mile across 12.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Aberdeen covers 12.1 square miles, the 52nd-largest area among Mississippi's 299 places.
• Water area rank: Aberdeen ranks 32nd among Mississippi's 299 places, with 0.28 sq mi.
• Within Mississippi: about 0.3% of the state's population lives in Aberdeen.
• National standing: Aberdeen ranks 4,914th of 19,457 US places.
• Growth rank: Aberdeen ranks 108th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Aberdeen's 1.9% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Aberdeen is the 162nd most densely settled place in Mississippi.
• Density in context: Aberdeen's 402 people per square mile sit against a Mississippi median of 434.
• Location: mapped by the US Census Bureau at 33.8283, -88.5547.
• Nearest larger cities: Amory (11 mi); West Point (16 mi); Columbus (24 mi); Starkville (30 mi); Tupelo (32 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Hatley (13 mi); Okolona (16 mi); Caledonia (17 mi).
• Smaller places within 50 miles: 61 of them.
• Within 100 miles: 36 places are larger than Aberdeen.

Steps to take before a Aberdeen loan

Complete these steps first when you borrow in Aberdeen (4,860 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Aberdeen and the rest of Mississippi is not the process but the borrower's own file, among the 4,860 people here.

Where Aberdeen sits in Mississippi

Against Mississippi's other places, Aberdeen accounts for about 0.3% of the state's population and ranks 63rd of 299 by size. Its 2020-to-2023 change ranks 108th of 299 Mississippi places, putting it near the 64th percentile for growth. By density, at about 402 people per square mile, it ranks 162nd in Mississippi. Between 2020 and 2023 the count changed by roughly 93 residents.

Aberdeen on the map

Inside Aberdeen's boundaries lie roughly 12.1 square miles of land and 0.28 square miles of water. Spread across it are roughly 402 residents per square mile. The state's population centre of gravity, Jackson, is roughly 142 miles away. Within 50 miles of Aberdeen there are 9 larger Census places. By land area it ranks 52nd of 299 Mississippi places.

Inside a Aberdeen personal loan

In Aberdeen, a small community of about 4,860, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Aberdeen lender to disclose the APR and finance charge before you sign. The term you choose in Aberdeen decides the split between a comfortable payment and the total interest you pay.

How Mississippi law applies in Aberdeen

These are Mississippi's sourced lending facts as they reach Aberdeen's 4,860 residents; the state has no city-level rate rule.