Personal loans in Venango, NE
The trend for Venango between 2020 and 2023 is downward by roughly 1.9%. Venango ranks 365th of 527 places in Nebraska, with a population near 153.
For a borrower among the roughly 153 residents of Venango, a personal loan is a tool whose cost turns on the terms, not the address. Judge Venango offers on total cost, not on how quickly the money arrives. To lend to Venango's 153 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. For a bigger market, look to Grant, NE about 18 miles away.
The Venango data picture
Two layers matter for a Venango borrower: the local population picture and Nebraska's consumer-lending statutes.
- Population: 153 residents; Venango is the 365th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: Venango's 153 people outrank roughly 31% of the places in Nebraska.
- Population density: about 202 people per square mile (Census land area 0.8 sq mi).
- Land area rank: Venango's 0.8 square miles rank 143rd of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Venango (153 people).
- National rank: Venango is the 17,254th most populous of the 19,457 Census places covered here.
- Growth rank: Venango's 2020-to-2023 change ranks 369th of 527 places in Nebraska.
- Against the state trend: Venango's 1.9% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Venango places 484th among Nebraska's places by people per square mile.
- Density vs Nebraska: Venango's 202 people per square mile compare with a state median of 830.
- Location: coordinates 40.7637, -102.0442 (US Census Bureau Gazetteer).
- Nearest larger cities: Grant (18 mi); Holyoke (18 mi); Julesburg (19 mi); Big Springs (21 mi); Ovid (23 mi). Larger metros often have more branches, but online lenders reach Venango on the same terms.
- Smaller places close by: Lamar (14 mi); Paoli (25 mi); Elsie (35 mi).
- Smaller neighbours: 5 places smaller than Venango sit within 50 miles.
- Within 100 miles: 63 places are larger than Venango.
How Venango compares across Nebraska
Against Nebraska's other places, Venango accounts for about 0.0% of the state's population and ranks 365th of 527 by size. Its 2020-to-2023 change ranks 369th of 527 Nebraska places, putting it near the 30th percentile for growth. Its roughly 202 residents per square mile place it 484th among Nebraska's places. Between 2020 and 2023 the count changed by roughly 3 residents.
Nebraska consumer-lending rules applied in Venango
The rows below set out what a licensed lender must follow in Nebraska, and so for Venango's roughly 153 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
What to do before borrowing in Venango
Before you apply in Venango, a community of about 153, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Nebraska licence by checking the regulator named above.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Nebraska; what changes is your credit file, not the fact that Venango holds 153 people.
What is available to Venango borrowers
At roughly 202 people per square mile, Venango is lightly settled; 20 larger places lie within 50 miles. Whether Venango has a local branch or not, a Nebraska-licensed lender can serve its 153 people online on the same terms. For a larger market, the closest option is Grant, NE about 18 miles away.
The geography behind Venango
Venango's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 202 residents per square mile. The largest place in Nebraska, Omaha, lies about 314 miles away. Within 50 miles of Venango there are 20 larger Census places. By land area it ranks 143rd of 527 Nebraska places.
Common questions
What are my options in Venango if my credit is poor?
What loan size can I expect in Venango?
Do I have to pledge anything to borrow in Venango?
Does comparing loans in Venango cost me credit score points?
Nearby places
- Lamar, NE — population 25
- Big Springs, NE — population 401
- Julesburg, CO — population 1,238
- Holyoke, CO — population 2,295
- Grant, NE — population 1,136
- Brule, NE — population 311
- Ovid, CO — population 265
- Paoli, CO — population 48