Personal loans in Ovid, CO

The 2020 count to the 2023 estimate shows about 2.6% decline in Ovid. Lenders active in Ovid report to a Colorado supervisor, identified in the sourced rows below. Compare APR, not the interest rate, because the APR folds in most fees on a Ovid loan. The closest larger city is Julesburg, CO about 7 miles away.

Ovid by the numbers

Two layers matter for a Ovid borrower: the local population picture and Colorado's consumer-lending statutes.

• Population: an estimated 265 residents, 222nd of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.6% below the 2020 Census base.
• Absolute change: 7 residents lost between 2020 and 2023.
• Size percentile: about 18% of Colorado communities are smaller than Ovid (265 residents).
• Population density: about 1,699 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Ovid's 0.2 square miles rank 260th of 270 places in Colorado.
• Share of state population: Ovid's 265 residents are about 0.0% of Colorado.
• National rank: Ovid sits 15,556th by population among the 19,457 places in this dataset.
• Growth rank: Ovid's 2020-to-2023 change ranks 202nd of 270 places in Colorado.
• Versus Colorado: the state average change is +2.3%, while Ovid moved 2.6%.
• Density rank: Ovid is the 71st most densely settled place in Colorado.
• Density vs Colorado: Ovid's 1,699 people per square mile compare with a state median of 1,126.
• Location: it lies at 40.9608, -102.3883 in the Census Gazetteer.
• Nearest larger cities: Julesburg (7 mi); Chappell (10 mi); Big Springs (18 mi); Lodgepole (18 mi); Haxtun (25 mi). Lenders licensed in the state serve Ovid whether or not they keep a local branch.
• Nearest smaller towns: Sedgwick (7 mi); Venango (23 mi); Crook (23 mi).
• Within a 50-mile radius: 10 smaller Census places.
• At 100 miles: 48 larger Census places fall inside that radius.

What shapes a Ovid personal loan

Most loans made to Ovid's 265 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Ovid's 265 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Ovid loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Ovid sits

The Census Gazetteer records about 0.2 square miles of land within Ovid, with no significant water area listed. The resulting density is about 1,699 people per square mile. For the state's biggest city, Denver, the distance is roughly 155 miles. A 50-mile radius around Ovid takes in 15 places that are larger. By land area it ranks 260th of 270 Colorado places.

Borrowing reach in Ovid

With about 1,699 residents per square mile, Ovid is moderately settled, and 15 larger Census places sit within 50 miles. Whether Ovid has a local branch or not, a Colorado-licensed lender can serve its 265 people online on the same terms. The nearest larger city, Julesburg, CO about 7 miles away.

How Ovid compares across Colorado

Within Colorado, Ovid holds roughly 0.0% of all residents, the 222nd-largest share among 270 places. On the 2020-to-2023 trend, Ovid stands 202nd among Colorado's 270 places — roughly the 25th percentile. Its roughly 1,699 residents per square mile place it 71st among Colorado's places. By land area, its 0.2 square miles rank 260th of 270 places in Colorado.

The Colorado lending rules that reach Ovid

When Colorado does not publish a figure, the row links to the source instead of inventing a number; Ovid is bound by the same rules.