Personal loans in Julesburg, CO

A 2020-to-2023 comparison shows Julesburg down by about 4.9%. Verify the lender's Colorado licence against the regulator named below before borrowing in Julesburg. Lenders active in Julesburg report to a Colorado supervisor, identified in the sourced rows below. The closest larger place is Holyoke, CO about 28 miles away.

The Julesburg data picture

Here is the sourced Census picture for Julesburg, plus the Colorado lending rules that apply to a loan taken out here.

• Population: about 1,238 people live here, which puts Julesburg 141st of 270 Census places in Colorado (Vintage 2023).
• Population trend: Lower by roughly 4.9% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 64 residents.
• Size percentile: with 1,238 residents, Julesburg is larger than about 48% of Colorado's Census places.
• Density: roughly 819 residents per square mile, spread over 1.5 sq mi of land.
• Land area: Julesburg covers 1.5 square miles, the 141st-largest area among Colorado's 270 places.
• Share of state population: Julesburg's 1,238 residents are about 0.0% of Colorado.
• National standing: Julesburg ranks 9,428th of 19,457 US places.
• Growth in Colorado: Julesburg stands 249th by percentage change from 2020 to 2023, among 270 places.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Julesburg's 4.9%.
• Density rank: Julesburg places 171st among Colorado's places by people per square mile.
• Density in context: Julesburg's 819 people per square mile sit against a Colorado median of 1,126.
• Location: the Census Gazetteer records it at 40.9849, -102.2627.
• Nearest larger cities: Holyoke (28 mi); Ogallala (30 mi); Sidney (38 mi); Imperial (46 mi); Sterling (55 mi). Online lenders reach Julesburg no matter how far the nearest branch is.
• Nearest smaller places: Ovid (7 mi); Big Springs (11 mi); Chappell (13 mi).
• Smaller places within 50 miles: 22 of them.
• At 100 miles: 17 larger Census places fall inside that radius.

A pre-application checklist for Julesburg

Complete these steps first when you borrow in Julesburg (1,238 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Colorado licence with the regulator listed on this page.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

In Julesburg as elsewhere in Colorado, the written terms — not the advertisement — are what count for its 1,238 residents.

The Colorado lending rules that reach Julesburg

The rows below set out what a licensed lender must follow in Colorado, and so for Julesburg's roughly 1,238 residents.

Where Julesburg sits

Julesburg's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. With 1,238 residents, the land area yields roughly 819 people per square mile. The state's population centre of gravity, Denver, is roughly 162 miles away. Counting outward 50 miles, 4 larger communities surround Julesburg. The 100-mile radius contains 17 larger places.

Borrowing reach in Julesburg

With about 819 residents per square mile, Julesburg is moderately settled, and 4 larger Census places sit within 50 miles. Lenders licensed in Colorado reach Julesburg's 1,238 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Holyoke, CO about 28 miles away.

How a Julesburg personal loan is priced

In Julesburg, a small community of about 1,238, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Julesburg. A longer term lowers the monthly payment on a Julesburg loan but raises total interest, so the smallest payment is not the cheapest loan.