Personal loans in Holyoke, CO

Use the calculator on this page to price an amount and term before you commit in Holyoke. A lender that serves Holyoke operates under Colorado lending statutes and a Colorado supervisor. The 2020 count to the 2023 estimate shows about 2.2% decline in Holyoke. The next larger city is Wray, CO about 35 miles away.

Borrowing in Holyoke: the local picture

Most of what governs a Holyoke loan is written in Colorado law rather than in the city; the sourced notes below make that split concrete.

• Population: about 2,295, ranked 112th of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.2% below the 2020 Census base.
• Absolute change: 51 residents lost between 2020 and 2023.
• Size percentile: roughly 59% of Colorado places rank below Holyoke.
• Population density: 928 people per square mile on 2.5 square miles of land.
• By land area: Holyoke ranks 113th among Colorado's 270 places, at 2.5 sq mi.
• Share of Colorado: Holyoke holds about 0.1% of the state's population, some 2,295 people.
• Nationally: Holyoke is the 7,119th-largest of 19,457 Census places in the dataset.
• Growth rank: Holyoke's 2020-to-2023 change ranks 190th of 270 places in Colorado.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Holyoke's 2.2%.
• Density in Colorado: Holyoke ranks 153rd by people per square mile.
• Density in context: Holyoke's 928 people per square mile sit against a Colorado median of 1,126.
• Location: 40.5821, -102.2972 (Census Gazetteer coordinates).
• Nearest larger cities: Wray (35 mi); Yuma (39 mi); Sterling (47 mi); Ogallala (48 mi); Sidney (52 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Paoli (9 mi); Lamar (17 mi); Haxtun (18 mi).
• Smaller neighbours: 21 places smaller than Holyoke sit within 50 miles.
• Larger places within 100 miles: 11.

Where Holyoke sits

The Census Gazetteer records about 2.5 square miles of land within Holyoke, with no significant water area listed. That land carries about 928 people per square mile. For the state's biggest city, Denver, the distance is roughly 148 miles. A 50-mile radius around Holyoke takes in 4 places that are larger. The 100-mile radius contains 11 larger places.

Holyoke against the rest of Colorado

Set beside Colorado's 270 places, Holyoke ranks 112th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Holyoke stands 190th among Colorado's 270 places — roughly the 30th percentile. Its roughly 928 residents per square mile place it 153rd among Colorado's places. By land area, its 2.5 square miles rank 113th of 270 places in Colorado.

How lenders reach Holyoke

With about 928 residents per square mile, Holyoke is moderately settled, and 4 larger Census places sit within 50 miles. A Colorado licence lets a lender serve Holyoke without a local office, so branch density does not change what its 2,295 residents are offered. The nearest bigger place is Wray, CO about 35 miles away.

Colorado consumer-lending rules applied in Holyoke

The rows below set out what a licensed lender must follow in Colorado, and so for Holyoke's roughly 2,295 residents.

What a Holyoke borrower is actually offered

Holyoke is a small community of about 2,295 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Holyoke can be quoted different APRs on the same amount and term. Shortening the term on a Holyoke loan raises the monthly payment but cuts the interest; lengthening it does the reverse.