Personal loans in Haxtun, CO

The Haxtun data picture

Set out below is Haxtun's local context next to the state-level rules that reach every lender here.

• Population: an estimated 969 residents, 150th of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 1.4% since the 2020 count.
• People gained or lost: about 14 fewer since the 2020 base.
• Size percentile: Haxtun sits ahead of around 44% of Colorado places, at 969 people.
• Population density: about 1,629 people per square mile (Census land area 0.6 sq mi).
• Land area: Haxtun covers 0.6 square miles, the 194th-largest area among Colorado's 270 places.
• Share of Colorado: Haxtun holds about 0.0% of the state's population, some 969 people.
• National rank: Haxtun is 10,352nd of 19,457 places nationwide.
• Growth rank: Haxtun ranks 164th among Colorado's 270 places for the 2020-to-2023 change.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Haxtun's 1.4%.
• Density rank: Haxtun is the 76th most densely settled place in Colorado.
• Density vs Colorado: Haxtun's 1,629 people per square mile compare with a state median of 1,126.
• Location: 40.6419, -102.6297 (Census Gazetteer coordinates).
• Nearest larger cities: Holyoke (18 mi); Sterling (30 mi); Julesburg (30 mi); Yuma (36 mi); Sidney (38 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Paoli (9 mi); Fleming (11 mi); Crook (17 mi).
• Within a 50-mile radius: 16 smaller Census places.
• Larger places within 100 miles: 22.

A practical checklist for Haxtun borrowers

Before you apply in Haxtun, a community of about 969, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Colorado regulator's licence records before you sign.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Haxtun as elsewhere in Colorado, the written terms — not the advertisement — are what count for its 969 residents.

How lenders reach Haxtun

At roughly 1,629 people per square mile, Haxtun is moderately settled; 8 larger places lie within 50 miles. What is available to Haxtun's 969 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Holyoke, CO about 18 miles away.

Inside a Haxtun personal loan

In Haxtun, a small community of about 969, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Haxtun lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Haxtun loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Haxtun sits in Colorado

Among Colorado's 270 places, Haxtun sits at 150th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 164th of 270 Colorado places, putting it near the 39th percentile for growth. At about 1,629 people per square mile, Haxtun is the 76th most densely settled place in Colorado. By land area, its 0.6 square miles rank 194th of 270 places in Colorado.

Which Colorado laws govern a loan in Haxtun

Read the table as a lender's compliance picture for Haxtun: the rule, the sourced figure, the publisher and the date.