Personal loans in Lewellen, NE
Lewellen ranks 356th of 527 places in Nebraska, with a population near 167. Lewellen shed about 5.1% of its population between the 2020 base and the 2023 estimate.
Personal loans in Lewellen are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 167 population. Every figure below is Nebraska's own, applied to Lewellen's 167 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Lewellen. Borrowers who want a bigger city can look to Oshkosh, NE about 12 miles away.
Borrowing in Lewellen: the local picture
What follows is Lewellen's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: a Census-estimated 167, 356th among Nebraska's 527 places (Vintage 2023).
- Population trend: About 5.1% below the 2020 Census base.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: Lewellen sits ahead of around 32% of Nebraska places, at 167 people.
- Land and density: 0.4 square miles of land carry roughly 451 residents per square mile.
- Land area: Lewellen covers 0.4 square miles, the 296th-largest area among Nebraska's 527 places.
- Within Nebraska: about 0.0% of the state's population lives in Lewellen.
- Nationally: Lewellen is the 16,999th-largest of 19,457 Census places in the dataset.
- Growth rank: Lewellen's 2020-to-2023 change ranks 512th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Lewellen moved 5.1%.
- Density rank: Lewellen places 390th among Nebraska's places by people per square mile.
- Density in context: Lewellen's 451 people per square mile sit against a Nebraska median of 830.
- Location: latitude 41.3305, longitude -102.1437 (Census Gazetteer).
- Nearest larger cities: Oshkosh (12 mi); Big Springs (19 mi); Brule (21 mi); Chappell (24 mi); Julesburg (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Arthur (29 mi); Venango (40 mi); Broadwater (41 mi).
- Smaller places within 50 miles: 4 of them.
- At 100 miles: 58 larger Census places fall inside that radius.
What to do before borrowing in Lewellen
These steps shape the offer you get in Lewellen, a place of about 167 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Lewellen-specific: the same Nebraska licensing and disclosure rules reach all 167 residents.
What a Lewellen borrower is actually offered
Lewellen is a small community of about 167 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lewellen. Shortening the term on a Lewellen loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Lewellen compares across Nebraska
Set beside Nebraska's 527 places, Lewellen ranks 356th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 512th of 527 Nebraska places, putting it near the 3th percentile for growth. At about 451 people per square mile, Lewellen is the 390th most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 9 residents.
The geography behind Lewellen
Lewellen's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 167 residents, the land area yields roughly 451 people per square mile. The largest place in Nebraska, Omaha, lies about 316 miles away. Counting outward 50 miles, 14 larger communities surround Lewellen. By land area it ranks 296th of 527 Nebraska places.
Which Nebraska laws govern a loan in Lewellen
When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Lewellen is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in Lewellen if my credit is poor?
What loan size can I expect in Lewellen?
Do I have to pledge anything to borrow in Lewellen?
Does comparing loans in Lewellen cost me credit score points?
Nearby places
- Oshkosh, NE — population 770
- Big Springs, NE — population 401
- Brule, NE — population 311
- Julesburg, CO — population 1,238
- Chappell, NE — population 851
- Ovid, CO — population 265
- Ogallala, NE — population 4,680
- Arthur, NE — population 120