Personal loans in Grant, NE

By population, Grant sits at 96th in Nebraska, with an estimated 1,136 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Grant. A lender that serves Grant operates under Nebraska lending statutes and a Nebraska supervisor. The nearest larger metro is Ogallala, NE about 20 miles away.

Where Grant stands

Grant is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 1,136, ranked 96th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 4.8% since the 2020 count.
• Net change: roughly 57 fewer people than the 2020 Census counted.
• Size percentile: roughly 82% of Nebraska places rank below Grant.
• Population density: about 1,451 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Grant covers 0.8 square miles, the 137th-largest area among Nebraska's 527 places.
• State share: roughly 0.1% of Nebraska's residents live in Grant (1,136 people).
• National rank: Grant is 9,744th of 19,457 places nationwide.
• Growth rank: Grant ranks 504th among Nebraska's 527 places for the 2020-to-2023 change.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Grant's 4.8%.
• Density in Nebraska: Grant ranks 92nd by people per square mile.
• Density in context: Grant's 1,451 people per square mile sit against a Nebraska median of 830.
• Location: 40.8446 / -101.7255, per the US Census Bureau Gazetteer.
• Nearest larger cities: Ogallala (20 mi); Imperial (23 mi); Julesburg (30 mi); Holyoke (35 mi); Sutherland (38 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Madrid (10 mi); Venango (18 mi); Elsie (18 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 19 smaller Census places.
• Larger places within 100 miles: 18.

What a Grant borrower is actually offered

Grant is a small community of about 1,136 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Grant lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Grant loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Grant

The rows below set out what a licensed lender must follow in Nebraska, and so for Grant's roughly 1,136 residents.

What to do before borrowing in Grant

Complete these steps first when you borrow in Grant (1,136 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Nebraska regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Grant and the rest of Nebraska is not the process but the borrower's own file, among the 1,136 people here.

Grant's place among Nebraska's 527 places

Against Nebraska's other places, Grant accounts for about 0.1% of the state's population and ranks 96th of 527 by size. Its 2020-to-2023 change ranks 504th of 527 Nebraska places, putting it near the 4th percentile for growth. Its roughly 1,451 residents per square mile place it 92nd among Nebraska's places. Between 2020 and 2023 the count changed by roughly 57 residents.

Grant: area, density and distance

Grant's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,451 people per square mile. The largest place in Nebraska, Omaha, lies about 297 miles away. Counting outward 50 miles, 5 larger communities surround Grant. By land area it ranks 137th of 527 Nebraska places.