Personal loans in Tamaha, OK

For a community of about 156, the practical step is to compare APR across at least three lenders before committing. By population, Tamaha sits at 466th in Oklahoma, with an estimated 156 residents. A single loan can carry different costs on either side of a state line, and Tamaha sits on the Oklahoma side of that line. Tamaha gained roughly 3.3% in population across the 2020-to-2023 comparison. A larger market lies at Vian, OK about 8 miles away.

Where Tamaha stands

What follows is Tamaha's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.

• Population: 156 — Tamaha ranks 466th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 3.3%.
• Absolute change: 5 residents added between 2020 and 2023.
• Size percentile: bigger than about 21% of the places in Oklahoma, with 156 residents in Tamaha.
• Population density: about 24 people per square mile across 6.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Tamaha ranks 121st among Oklahoma's 590 places, at 6.4 sq mi.
• Water area: Tamaha has 0.02 square miles of water, ranking 155th of 590 places in Oklahoma.
• State share: roughly 0.0% of Oklahoma's residents live in Tamaha (156 people).
• National standing: Tamaha ranks 17,212th of 19,457 US places.
• Growth rank: Tamaha's 2020-to-2023 change ranks 108th of 590 places in Oklahoma.
• State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Tamaha's 3.3%.
• Density in Oklahoma: Tamaha ranks 570th by people per square mile.
• Density in context: Tamaha's 24 people per square mile sit against a Oklahoma median of 546.
• Location: 35.3982 / -95.0142, per the US Census Bureau Gazetteer.
• Nearest larger cities: Vian (8 mi); Keota (11 mi); Stigler (11 mi); Gore (11 mi); Webbers Falls (12 mi). Larger metros often have more branches, but online lenders reach Tamaha on the same terms.
• Smaller communities within reach: Paradise Hill (15 mi); Rentiesville (28 mi); Summit (30 mi).
• Smaller places within 50 miles: 16 of them.
• Larger places within 100 miles: 250.

Oklahoma consumer-lending rules applied in Tamaha

Below are the Oklahoma rules that apply to a loan made in Tamaha, each with the regulator that issued it.

Before you apply in Tamaha

A sensible order of operations for a loan in Tamaha, home to about 156 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Oklahoma regulator's licence records before you sign.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Tamaha as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 156 residents.

How a Tamaha personal loan is priced

Most loans made to Tamaha's 156 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Tamaha's 156 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Tamaha loan is knowable in advance — unlike a revolving card balance.

How lenders reach Tamaha

With about 24 residents per square mile, Tamaha is sparsely settled, and 69 larger Census places sit within 50 miles. Lenders licensed in Oklahoma reach Tamaha's 156 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Vian, OK about 8 miles away.

The geography behind Tamaha

Tamaha covers about 6.4 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 24 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 141 miles away. Counting outward 50 miles, 69 larger communities surround Tamaha. By land area it ranks 121st of 590 Oklahoma places.