Personal loans in Keota, OK
The 2020 count to the 2023 estimate shows about 2.1% growth in Keota. The first question in Keota is not the rate on offer but whether the payment fits; about 446 people live here under Oklahoma lending law.
About 446 people live in Keota, placing it 317th of 590 Census places in Oklahoma. For a bigger market, look to Stigler, OK about 11 miles away. Lenders active in Keota report to a Oklahoma supervisor, identified in the sourced rows below. Judge Keota offers on total cost, not on how quickly the money arrives.
Keota by the numbers
Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.
- Population: a Census-estimated 446, 317th among Oklahoma's 590 places (Vintage 2023).
- Population trend: Higher by roughly 2.1% since the 2020 count.
- Net change: roughly 9 more people than the 2020 Census counted.
- Size percentile: Keota's 446 people outrank roughly 46% of the places in Oklahoma.
- Density: the Census land area of 0.4 sq mi holds about 1,186 people per square mile.
- By land area: Keota ranks 474th among Oklahoma's 590 places, at 0.4 sq mi.
- Share of Oklahoma: Keota holds about 0.0% of the state's population, some 446 people.
- National standing: Keota ranks 13,642nd of 19,457 US places.
- Growth rank: Keota ranks 179th among Oklahoma's 590 places for the 2020-to-2023 change.
- Versus Oklahoma: the state average change is +1.3%, while Keota moved 2.1%.
- Density in Oklahoma: Keota ranks 66th by people per square mile.
- Against the state median: Keota runs about 1,186 residents per square mile, where the Oklahoma median is 546.
- Location: 35.2574 / -94.9223, per the US Census Bureau Gazetteer.
- Nearest larger cities: Stigler (11 mi); Sallisaw (15 mi); Panama (16 mi); Spiro (17 mi); Shady Point (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: McCurtain (8 mi); Bokoshe (9 mi); Tamaha (11 mi).
- Smaller places within 50 miles: 32 of them.
- At 100 miles: 175 larger Census places fall inside that radius.
What is available to Keota borrowers
Keota is moderately settled, with about 1,186 people per square mile and 48 larger places within 50 miles. What is available to Keota's 446 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Stigler, OK about 11 miles away.
The geography behind Keota
Keota covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,186 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 147 miles from Keota. Counting outward 50 miles, 48 larger communities surround Keota. The 100-mile radius contains 175 larger places.
What shapes a Keota personal loan
Most loans made to Keota's 446 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Keota's rank of 317th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Keota loan is knowable in advance — unlike a revolving card balance.
Oklahoma consumer-lending rules applied in Keota
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Keota is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Keota sits in Oklahoma
Against Oklahoma's other places, Keota accounts for about 0.0% of the state's population and ranks 317th of 590 by size. Its 2020-to-2023 change ranks 179th of 590 Oklahoma places, putting it near the 70th percentile for growth. Its roughly 1,186 residents per square mile place it 66th among Oklahoma's places. Within 50 miles sit 32 smaller Census places, alongside the 48 that are larger.
Common questions
What are my options in Keota if my credit is poor?
What loan size can I expect in Keota?
Do I have to pledge anything to borrow in Keota?
Does comparing loans in Keota cost me credit score points?
Nearby places
- McCurtain, OK — population 365
- Bokoshe, OK — population 403
- Tamaha, OK — population 156
- Stigler, OK — population 2,756
- Sallisaw, OK — population 8,641
- Vian, OK — population 1,388
- Gans, OK — population 254
- Panama, OK — population 1,302