Personal loans in Stigler, OK
A 2020-to-2023 comparison shows Stigler up by about 2.5%. Personal loans in Stigler are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,756 population.
With an estimated 2,756 residents, Stigler is the 122nd-largest of 590 places in Oklahoma. The next larger city is Sallisaw, OK about 22 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Stigler's 2,756 residents. For a community of about 2,756, the practical step is to compare APR across at least three lenders before committing.
Stigler by the numbers
Here is the sourced Census picture for Stigler, plus the Oklahoma lending rules that apply to a loan taken out here.
- Population: 2,756 residents; Stigler is the 122nd-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Up about 2.5% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 68 residents.
- Size percentile: about 79% of Oklahoma communities are smaller than Stigler (2,756 residents).
- Population density: about 1,020 people per square mile (Census land area 2.7 sq mi).
- By land area: Stigler ranks 198th among Oklahoma's 590 places, at 2.7 sq mi.
- Water: Stigler holds about 0.04 square miles, the 134th-largest water area in Oklahoma.
- Share of Oklahoma: Stigler holds about 0.1% of the state's population, some 2,756 people.
- National standing: Stigler ranks 6,543rd of 19,457 US places.
- Growth rank: Stigler's 2020-to-2023 change ranks 153rd of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Stigler's 2.5%.
- Density in Oklahoma: Stigler ranks 99th by people per square mile.
- Against the state median: Stigler runs about 1,020 residents per square mile, where the Oklahoma median is 546.
- Location: mapped by the US Census Bureau at 35.2589, -95.1168.
- Nearest larger cities: Sallisaw (22 mi); Eufaula (27 mi); Checotah (28 mi); Muldrow (31 mi); Poteau (32 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Whitefield (7 mi); Porum (11 mi); Keota (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 67 smaller Census places.
- Larger places within 100 miles: 77.
Oklahoma rules behind a Stigler personal loan
These are Oklahoma's sourced lending facts as they reach Stigler's 2,756 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Stigler on the map
The Census Gazetteer records 2.7 square miles of land and 0.04 square miles of water within Stigler. With 2,756 residents, the land area yields roughly 1,020 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 136 miles away. Within 50 miles of Stigler there are 17 larger Census places. Within the same 50 miles lie 67 smaller Census places.
How lenders reach Stigler
At roughly 1,020 people per square mile, Stigler is moderately settled; 17 larger places lie within 50 miles. Lenders licensed in Oklahoma reach Stigler's 2,756 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Sallisaw, OK about 22 miles away.
How a Stigler personal loan is priced
Stigler is a small community of about 2,756 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Stigler. The term you choose in Stigler decides the split between a comfortable payment and the total interest you pay.
How Stigler compares across Oklahoma
Set beside Oklahoma's 590 places, Stigler ranks 122nd by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 153rd of 590 Oklahoma places, putting it near the 74th percentile for growth. Its roughly 1,020 residents per square mile place it 99th among Oklahoma's places. In land area, Stigler ranks 198th among Oklahoma's 590 places.
Common questions
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Nearby places
- Whitefield, OK — population 382
- Tamaha, OK — population 156
- Porum, OK — population 608
- Kinta, OK — population 286
- McCurtain, OK — population 365
- Keota, OK — population 446
- Webbers Falls, OK — population 340
- Gore, OK — population 993