Personal loans in Webbers Falls, OK
Webbers Falls ranks 359th of 590 places in Oklahoma, with a population near 340. With roughly 340 residents, Webbers Falls is a small community, and the lending rules its borrowers live under are written in Oklahoma, not by the city.
The trend for Webbers Falls between 2020 and 2023 is upward by roughly 1.8%. Use the calculator on this page to price an amount and term before you commit in Webbers Falls. Every figure below is Oklahoma's own, applied to Webbers Falls's 340 residents, with the publisher and retrieval date attached. The closest larger city is Gore, OK about 3 miles away.
Local context for Webbers Falls
Set out below is Webbers Falls's local context next to the state-level rules that reach every lender here.
- Population: an estimated 340 residents, 359th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 1.8% from 2020 to 2023.
- People gained or lost: about 6 more since the 2020 base.
- Size percentile: bigger than about 39% of the places in Oklahoma, with 340 residents in Webbers Falls.
- Population density: about 81 people per square mile across 4.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Webbers Falls's 4.2 square miles rank 155th of 590 places in Oklahoma.
- State population share: Webbers Falls accounts for about 0.0% of everyone in Oklahoma.
- Nationally: Webbers Falls is the 14,684th-largest of 19,457 Census places in the dataset.
- Growth in Oklahoma: Webbers Falls stands 197th by percentage change from 2020 to 2023, among 590 places.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Webbers Falls's 1.8%.
- Density rank: Webbers Falls is the 532nd most densely settled place in Oklahoma.
- Against the state median: Webbers Falls runs about 81 residents per square mile, where the Oklahoma median is 546.
- Location: latitude 35.5170, longitude -95.1642 (Census Gazetteer).
- Nearest larger cities: Gore (3 mi); Warner (8 mi); Vian (11 mi); Porum (12 mi); Stigler (18 mi). Larger metros often have more branches, but online lenders reach Webbers Falls on the same terms.
- Nearest smaller towns: Paradise Hill (8 mi); Braggs (10 mi); Tamaha (12 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 29 smaller Census places.
- At 100 miles: 214 larger Census places fall inside that radius.
A practical checklist for Webbers Falls borrowers
Before you hand your details to a lender in Webbers Falls, where the population is near 340:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Oklahoma licence with the regulator listed on this page.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
What differs between Webbers Falls and the rest of Oklahoma is not the process but the borrower's own file, among the 340 people here.
Where Webbers Falls sits in Oklahoma
Against Oklahoma's other places, Webbers Falls accounts for about 0.0% of the state's population and ranks 359th of 590 by size. For population change between 2020 and 2023, Webbers Falls ranks 197th of 590 in Oklahoma (about the 67th percentile). At about 81 people per square mile, Webbers Falls is the 532nd most densely settled place in Oklahoma. In land area, Webbers Falls ranks 155th among Oklahoma's 590 places.
Oklahoma rules behind a Webbers Falls personal loan
Below are the Oklahoma rules that apply to a loan made in Webbers Falls, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Webbers Falls sits
Webbers Falls's land area is roughly 4.2 square miles, and the Gazetteer records no significant water area within it. With 340 residents, the land area yields roughly 81 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 132 miles away. Webbers Falls has 54 larger places within a 50-mile radius. Within the same 50 miles lie 29 smaller Census places.
How personal loans work in Webbers Falls
Webbers Falls is a small community of about 340 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Webbers Falls lender to disclose the APR and finance charge before you sign. The term you choose in Webbers Falls decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Gore, OK — population 993
- Paradise Hill, OK — population 74
- Warner, OK — population 1,609
- Braggs, OK — population 268
- Porum, OK — population 608
- Tamaha, OK — population 156
- Vian, OK — population 1,388
- Stigler, OK — population 2,756