Personal loans in Paradise Hill, OK

Paradise Hill is one of 590 Census places in Oklahoma; its 74 residents put it at 539th. The closest larger city is Gore, OK about 5 miles away. Consumer lending that reaches Paradise Hill's 74 residents is governed by Oklahoma statute; no city ordinance changes it. For a community of about 74, the practical step is to compare APR across at least three lenders before committing.

Borrowing in Paradise Hill: the local picture

Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.

• Population: 74 residents; Paradise Hill is the 539th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: about 9% of Oklahoma's Census places are smaller than Paradise Hill.
• Density: roughly 132 residents per square mile, spread over 0.6 sq mi of land.
• By land area: Paradise Hill ranks 407th among Oklahoma's 590 places, at 0.6 sq mi.
• State share: roughly 0.0% of Oklahoma's residents live in Paradise Hill (74 people).
• National rank: Paradise Hill is 18,579th of 19,457 places nationwide.
• Growth rank: Paradise Hill ranks 358th among Oklahoma's 590 places for the 2020-to-2023 change.
• State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Paradise Hill's 0.0%.
• Density rank: Paradise Hill is the 500th most densely settled place in Oklahoma.
• Density vs Oklahoma: Paradise Hill's 132 people per square mile compare with a state median of 546.
• Location: 35.6073, -95.0731 (US Census Bureau Gazetteer).
• Nearest larger cities: Gore (5 mi); Braggs (8 mi); Webbers Falls (8 mi); Vian (9 mi); Marble City (14 mi). Online lenders reach Paradise Hill no matter how far the nearest branch is.
• Smaller communities within reach: Moffett (37 mi); Hitchita (39 mi); Stidham (39 mi).
• Smaller places within 50 miles: 3 of them.
• At 100 miles: 306 larger Census places fall inside that radius.

What a Paradise Hill borrower is actually offered

Most loans made to Paradise Hill's 74 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Paradise Hill's 74 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Paradise Hill loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Oklahoma law applies in Paradise Hill

Read the table as a lender's compliance picture for Paradise Hill: the rule, the sourced figure, the publisher and the date.

The Paradise Hill borrowing checklist

Before you apply in Paradise Hill, a community of about 74, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Oklahoma regulator's licence records before you sign.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Paradise Hill as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 74 residents.

Paradise Hill's place among Oklahoma's 590 places

Against Oklahoma's other places, Paradise Hill accounts for about 0.0% of the state's population and ranks 539th of 590 by size. Its 2020-to-2023 change ranks 358th of 590 Oklahoma places, putting it near the 39th percentile for growth. Its roughly 132 residents per square mile place it 500th among Oklahoma's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Paradise Hill on the map

Paradise Hill's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 132 residents per square mile. The largest place in Oklahoma, Oklahoma City, lies about 138 miles away. Counting outward 50 miles, 83 larger communities surround Paradise Hill. Within the same 50 miles lie 3 smaller Census places.