Personal loans in Bokoshe, OK

Roughly 403 residents live in Bokoshe, the 337th-largest community in Oklahoma. Bokoshe is a small community of about 403 residents, and a personal loan taken out here is governed by Oklahoma statute. Read the disclosure for an origination fee and any prepayment penalty before signing in Bokoshe. To lend to Bokoshe's 403 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 increase in Bokoshe at about 2.8%. Borrowers who want a bigger city can look to Panama, OK about 7 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Bokoshe: the sourced local profile

Two layers matter for a Bokoshe borrower: the local population picture and Oklahoma's consumer-lending statutes.

Population: about 403, ranked 337th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
Population trend: A rise of about 2.8% from 2020 to 2023.
Net change: roughly 11 more people than the 2020 Census counted.
Size percentile: roughly 43% of Oklahoma places rank below Bokoshe.
Land and density: 0.5 square miles of land carry roughly 737 residents per square mile.
By land area: Bokoshe ranks 411th among Oklahoma's 590 places, at 0.5 sq mi.
Share of Oklahoma: Bokoshe holds about 0.0% of the state's population, some 403 people.
Nationally: Bokoshe is the 14,066th-largest of 19,457 Census places in the dataset.
Growth rank: Bokoshe ranks 139th among Oklahoma's 590 places for the 2020-to-2023 change.
Against the state trend: Bokoshe's 2.8% change compares with a Oklahoma average of +1.3% across its 590 places.
Density in Oklahoma: Bokoshe ranks 199th by people per square mile.
Against the state median: Bokoshe runs about 737 residents per square mile, where the Oklahoma median is 546.
Location: the Census Gazetteer records it at 35.1904, -94.7904.
Nearest larger cities: Panama (7 mi); Shady Point (8 mi); Keota (9 mi); Spiro (10 mi); Poteau (13 mi). Online lenders reach Bokoshe no matter how far the nearest branch is.
Smaller places close by: McCurtain (10 mi); Fort Coffee (14 mi); Cameron (15 mi).
Within a 50-mile radius: 24 smaller Census places.
Within 100 miles: 179 places are larger than Bokoshe.

Bokoshe: area, density and distance

The Census Gazetteer records about 0.5 square miles of land within Bokoshe, with no significant water area listed. The resulting density is about 737 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 155 miles away. Bokoshe has 49 larger places within a 50-mile radius. Within the same 50 miles lie 24 smaller Census places.

How Bokoshe compares across Oklahoma

Within Oklahoma, Bokoshe holds roughly 0.0% of all residents, the 337th-largest share among 590 places. For population change between 2020 and 2023, Bokoshe ranks 139th of 590 in Oklahoma (about the 76th percentile). Its roughly 737 residents per square mile place it 199th among Oklahoma's places. In land area, Bokoshe ranks 411th among Oklahoma's 590 places.

Getting a loan in Bokoshe

Bokoshe is moderately settled, with about 737 people per square mile and 49 larger places within 50 miles. What is available to Bokoshe's 403 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Panama, OK about 7 miles away.

What Oklahoma law requires in Bokoshe

Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Bokoshe lender must follow.

Rule	Detail	Source
State lending regulator	Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma."	Oklahoma Department of Consumer Credit as of 2026-09-16
Small-loan / installment lender licensing	Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16
Small loan rate and principal caps (state-specific rule)	Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16

How a Bokoshe personal loan is priced

Bokoshe is a small community of about 403 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Bokoshe can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Bokoshe loan but raises total interest, so the smallest payment is not the cheapest loan.

Compare personal loan offers Run the numbers first

Common questions

What are my options in Bokoshe if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bokoshe is the same as anywhere in Oklahoma.

What loan size can I expect in Bokoshe?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Bokoshe?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Bokoshe cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Panama, OK — population 1,302
Shady Point, OK — population 994
Keota, OK — population 446
Spiro, OK — population 2,172
McCurtain, OK — population 365
Poteau, OK — population 9,075
Gans, OK — population 254
Wister, OK — population 1,058