Personal loans in Seadrift, TX

The Census counts 1,009 people in Seadrift, the 795th-largest figure among Texas's 1,224 places. Pull your credit reports and line up at least three offers before you apply from Seadrift. For the 1,009 people in Seadrift, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Port Lavaca, TX about 15 miles away.

The Seadrift data picture

What follows is Seadrift's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: 1,009 people, a figure that places Seadrift 795th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 1.5% from 2020 to 2023.
• People gained or lost: about 15 more since the 2020 base.
• Size percentile: about 35% of Texas communities are smaller than Seadrift (1,009 residents).
• Land and density: 1.3 square miles of land carry roughly 788 residents per square mile.
• By land area: Seadrift ranks 919th among Texas's 1,224 places, at 1.3 sq mi.
• Water: Seadrift holds about 0.25 square miles, the 147th-largest water area in Texas.
• State share: roughly 0.0% of Texas's residents live in Seadrift (1,009 people).
• National standing: Seadrift ranks 10,162nd of 19,457 US places.
• Growth rank: Seadrift's 2020-to-2023 change ranks 694th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Seadrift moved 1.5%.
• Density in Texas: Seadrift ranks 650th by people per square mile.
• Density vs Texas: Seadrift's 788 people per square mile compare with a state median of 840.
• Location: 28.4132, -96.7167 (US Census Bureau Gazetteer).
• Nearest larger cities: Port Lavaca (15 mi); Fulton (31 mi); Rockport (32 mi); Victoria (33 mi); Refugio (35 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Austwell (8 mi); Point Comfort (20 mi); La Ward (34 mi).
• Within a 50-mile radius: 4 smaller Census places.
• Larger places within 100 miles: 66.

What is available to Seadrift borrowers

With about 788 residents per square mile, Seadrift is moderately settled, and 14 larger Census places sit within 50 miles. Lenders licensed in Texas reach Seadrift's 1,009 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Port Lavaca, TX about 15 miles away.

Seadrift on the map

Seadrift covers about 1.3 square miles of land, with 0.25 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 788 residents per square mile. For the state's biggest city, Houston, the distance is roughly 124 miles. A 50-mile radius around Seadrift takes in 14 places that are larger. By land area it ranks 919th of 1,224 Texas places.

Texas consumer-lending rules applied in Seadrift

For the roughly 1,009 residents of Seadrift, the rules below are Texas's own; each row carries its publisher and retrieval date.

Inside a Seadrift personal loan

Most loans made to Seadrift's 1,009 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Seadrift loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Seadrift loan but raises total interest, so the smallest payment is not the cheapest loan.

A pre-application checklist for Seadrift

Complete these steps first when you borrow in Seadrift (1,009 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Texas licence with the regulator named above before committing.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Texas; what changes is your credit file, not the fact that Seadrift holds 1,009 people.