Personal loans in La Ward, TX

La Ward: the sourced local profile

Set out below is La Ward's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 199, 1,157th among Texas's 1,224 places (Vintage 2023).
• Population trend: A gain of roughly 11.2% between 2020 and 2023.
• People gained or lost: about 20 more since the 2020 base.
• Size percentile: about 5% of Texas communities are smaller than La Ward (199 residents).
• Population density: about 245 people per square mile (Census land area 0.8 sq mi).
• Land area rank: La Ward's 0.8 square miles rank 1,063rd of 1,224 places in Texas.
• Within Texas: about 0.0% of the state's population lives in La Ward.
• National standing: La Ward ranks 16,507th of 19,457 US places.
• Growth in Texas: La Ward stands 198th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: La Ward's 11.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: La Ward places 1,090th among Texas's places by people per square mile.
• Density vs Texas: La Ward's 245 people per square mile compare with a state median of 840.
• Location: 28.8464, -96.4649 (Census Gazetteer coordinates).
• Nearest larger cities: Point Comfort (14 mi); Ganado (14 mi); Edna (14 mi); Palacios (17 mi); Port Lavaca (19 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Austwell (39 mi); Thompsons (67 mi); Quintana (69 mi).
• Smaller places within 50 miles: 1 of them.
• Within 100 miles: 146 places are larger than La Ward.

Where La Ward sits in Texas

La Ward is the 1,157th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 198th of 1,224 Texas places, putting it near the 84th percentile for growth. Its roughly 245 residents per square mile place it 1,090th among Texas's places. Between 2020 and 2023 the count changed by roughly 20 residents.

Where La Ward sits

La Ward's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 245 people per square mile. For the state's biggest city, Houston, the distance is roughly 92 miles. Counting outward 50 miles, 12 larger communities surround La Ward. By land area it ranks 1,063rd of 1,224 Texas places.

Before you apply in La Ward

Before you apply in La Ward, a community of about 199, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

In La Ward as elsewhere in Texas, the written terms — not the advertisement — are what count for its 199 residents.

Texas consumer-lending rules applied in La Ward

This table holds the Texas rate and licensing rules for consumer loans made to La Ward's 199 residents.

What is available to La Ward borrowers

At roughly 245 people per square mile, La Ward is lightly settled; 12 larger places lie within 50 miles. Whether La Ward has a local branch or not, a Texas-licensed lender can serve its 199 people online on the same terms. The nearest larger city, Point Comfort, TX about 14 miles away.