Personal loans in Port Lavaca, TX

Census figures put the 2020-to-2023 decrease in Port Lavaca at about 2.9%. Price two or three terms so you can see which payment is truly affordable in Port Lavaca. The closest larger city is Victoria, TX about 26 miles away. A single loan can carry different costs on either side of a state line, and Port Lavaca sits on the Texas side of that line.

The Port Lavaca data picture

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

• Population: about 11,212 people live here, which puts Port Lavaca 226th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.9%.
• Absolute change: 337 residents lost between 2020 and 2023.
• Size percentile: about 82% of Texas communities are smaller than Port Lavaca (11,212 residents).
• Density: the Census land area of 10.2 sq mi holds about 1,105 people per square mile.
• By land area: Port Lavaca ranks 209th among Texas's 1,224 places, at 10.2 sq mi.
• Water: Port Lavaca holds about 3.96 square miles, the 27th-largest water area in Texas.
• Share of Texas: Port Lavaca holds about 0.1% of the state's population, some 11,212 people.
• National standing: Port Lavaca ranks 2,896th of 19,457 US places.
• Growth rank: Port Lavaca's 2020-to-2023 change ranks 1,095th of 1,224 places in Texas.
• Against the state trend: Port Lavaca's 2.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Port Lavaca places 443rd among Texas's places by people per square mile.
• Against the state median: Port Lavaca runs about 1,105 residents per square mile, where the Texas median is 840.
• Location: coordinates 28.6180, -96.6283 (US Census Bureau Gazetteer).
• Nearest larger cities: Victoria (26 mi); El Campo (46 mi); Bay City (48 mi); Portland (66 mi); Corpus Christi (68 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Point Comfort (6 mi); Seadrift (15 mi); La Ward (19 mi).
• Smaller neighbours: 12 places smaller than Port Lavaca sit within 50 miles.
• At 100 miles: 17 larger Census places fall inside that radius.

Borrowing reach in Port Lavaca

At roughly 1,105 people per square mile, Port Lavaca is moderately settled; 3 larger places lie within 50 miles. Lenders licensed in Texas reach Port Lavaca's 11,212 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Victoria, TX about 26 miles away.

Inside a Port Lavaca personal loan

Most loans made to Port Lavaca's 11,212 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Port Lavaca lender to disclose the APR and finance charge before you sign. Shortening the term on a Port Lavaca loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Port Lavaca

Port Lavaca covers about 10.2 square miles of land, with 3.96 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,105 people per square mile. The state's population centre of gravity, Houston, is roughly 110 miles away. A 50-mile radius around Port Lavaca takes in 3 places that are larger. Within the same 50 miles lie 12 smaller Census places.

The state rulebook for Port Lavaca

Below are the Texas rules that apply to a loan made in Port Lavaca, each with the regulator that issued it.

How Port Lavaca compares across Texas

Among Texas's 1,224 places, Port Lavaca sits at 226th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Port Lavaca ranks 1,095th of 1,224 in Texas (about the 11th percentile). At about 1,105 people per square mile, Port Lavaca is the 443rd most densely settled place in Texas. Within 50 miles sit 12 smaller Census places, alongside the 3 that are larger.