Personal loans in Edna, TX
In Edna, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate.
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Edna's 6,012 residents. About 6,012 people live in Edna, placing it 336th of 1,224 Census places in Texas. For a community of about 6,012, the practical step is to compare APR across at least three lenders before committing. The 2020 count to the 2023 estimate shows about 0.3% growth in Edna. For a bigger market, look to Victoria, TX about 23 miles away.
Edna: population, trend and location
Here is the sourced Census picture for Edna, plus the Texas lending rules that apply to a loan taken out here.
- Population: an estimated 6,012 residents, 336th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 0.3% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 16 residents.
- Size percentile: Edna's 6,012 people outrank roughly 73% of the places in Texas.
- Population density: about 1,454 people per square mile across 4.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Edna's 4.1 square miles rank 433rd of 1,224 places in Texas.
- State population share: Edna accounts for about 0.0% of everyone in Texas.
- National rank: Edna sits 4,351st by population among the 19,457 places in this dataset.
- Growth rank: Edna's 2020-to-2023 change ranks 825th of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Edna moved 0.3%.
- Density rank: Edna places 296th among Texas's places by people per square mile.
- Density vs Texas: Edna's 1,454 people per square mile compare with a state median of 840.
- Location: mapped by the US Census Bureau at 28.9751, -96.6485.
- Nearest larger cities: Victoria (23 mi); Port Lavaca (25 mi); El Campo (28 mi); Cuero (40 mi); Wharton (41 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Ganado (9 mi); La Ward (14 mi); Point Comfort (22 mi), each with its own Census population profile.
- Smaller places within 50 miles: 11 of them.
- At 100 miles: 46 larger Census places fall inside that radius.
The state rulebook for Edna
This table holds the Texas rate and licensing rules for consumer loans made to Edna's 6,012 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How a Edna personal loan is priced
In Edna, a small town of about 6,012, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Edna's rank of 336th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Edna decides the split between a comfortable payment and the total interest you pay.
Edna in state context
Set beside Texas's 1,224 places, Edna ranks 336th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Edna stands 825th among Texas's 1,224 places — roughly the 33th percentile. Its roughly 1,454 residents per square mile place it 296th among Texas's places. Within 50 miles sit 11 smaller Census places, alongside the 6 that are larger.
How lenders reach Edna
At roughly 1,454 people per square mile, Edna is moderately settled; 6 larger places lie within 50 miles. What is available to Edna's 6,012 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Victoria, TX about 23 miles away.
Land, water and location for Edna
Edna covers about 4.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,454 residents per square mile. The largest place in Texas, Houston, lies about 94 miles away. Counting outward 50 miles, 6 larger communities surround Edna. By land area it ranks 433rd of 1,224 Texas places.
Common questions
What are my options in Edna if my credit is poor?
What loan size can I expect in Edna?
Do I have to pledge anything to borrow in Edna?
Does comparing loans in Edna cost me credit score points?
Nearby places
- Ganado, TX — population 2,007
- La Ward, TX — population 199
- Point Comfort, TX — population 562
- Port Lavaca, TX — population 11,212
- Victoria, TX — population 65,800
- El Campo, TX — population 12,062
- Palacios, TX — population 4,374
- Hallettsville, TX — population 2,756