Personal loans in Point Comfort, TX

Decide the purpose of the loan and your repayment plan before sharing any details with a Point Comfort lender. The Census estimates 562 residents in Point Comfort, which ranks it 946th of 1,224 places in Texas. For the 562 people in Point Comfort, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Point Comfort down by about 7.0%. For a bigger market, look to Port Lavaca, TX about 6 miles away.

The Point Comfort data picture

Most of what governs a Point Comfort loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 562, ranked 946th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 7.0% since the 2020 count.
• Net change: roughly 42 fewer people than the 2020 Census counted.
• Size percentile: roughly 23% of Texas places rank below Point Comfort.
• Land and density: 1.3 square miles of land carry roughly 427 residents per square mile.
• By land area: Point Comfort ranks 911th among Texas's 1,224 places, at 1.3 sq mi.
• State share: roughly 0.0% of Texas's residents live in Point Comfort (562 people).
• National standing: Point Comfort ranks 12,691st of 19,457 US places.
• Growth rank: Point Comfort's 2020-to-2023 change ranks 1,215th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Point Comfort moved 7.0%.
• Density rank: Point Comfort is the 943rd most densely settled place in Texas.
• Against the state median: Point Comfort runs about 427 residents per square mile, where the Texas median is 840.
• Location: mapped by the US Census Bureau at 28.6684, -96.5570.
• Nearest larger cities: Port Lavaca (6 mi); Seadrift (20 mi); Palacios (20 mi); Edna (22 mi); Ganado (26 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: La Ward (14 mi); Austwell (26 mi); Bayside (56 mi), each with its own Census population profile.
• Smaller neighbours: 2 places smaller than Point Comfort sit within 50 miles.
• Within 100 miles: 101 places are larger than Point Comfort.

Where Point Comfort sits

Point Comfort's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. With 562 residents, the land area yields roughly 427 people per square mile. The state's population centre of gravity, Houston, is roughly 105 miles away. Counting outward 50 miles, 8 larger communities surround Point Comfort. By land area it ranks 911th of 1,224 Texas places.

Point Comfort's place among Texas's 1,224 places

Against Texas's other places, Point Comfort accounts for about 0.0% of the state's population and ranks 946th of 1,224 by size. Its 2020-to-2023 change ranks 1,215th of 1,224 Texas places, putting it near the 1th percentile for growth. Its roughly 427 residents per square mile place it 943rd among Texas's places. Between 2020 and 2023 the count changed by roughly 42 residents.

Texas consumer-lending rules applied in Point Comfort

Texas has no separate rate rule for Point Comfort; the sourced rows below are what reach every lender that serves its 562 people.

What a Point Comfort borrower is actually offered

A Point Comfort personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 562 residents. Federal Truth in Lending rules require a Point Comfort lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Point Comfort loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Point Comfort

Point Comfort is lightly settled, with about 427 people per square mile and 8 larger places within 50 miles. What is available to Point Comfort's 562 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Port Lavaca, TX about 6 miles away.