Personal loans in Sallis, MS
Sallis, Mississippi — home to about 128 people — is a small community, so the terms you are offered follow Mississippi law rather than any local rule. Population in Sallis dropped about 2.3% over the three years from 2020 to 2023.
Sallis is home to roughly 128 people and stands 286th by size out of 299 Census places in Mississippi. For a community of about 128, the practical step is to compare APR across at least three lenders before committing. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Sallis's 128 residents. The closest larger place is Durant, MS about 7 miles away.
Borrowing in Sallis: the local picture
Here is the sourced Census picture for Sallis, plus the Mississippi lending rules that apply to a loan taken out here.
- Population: about 128, ranked 286th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.3% fewer residents than the 2020 Census counted.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 4% of Mississippi places rank below Sallis.
- Land and density: 0.4 square miles of land carry roughly 311 residents per square mile.
- Land area: Sallis covers 0.4 square miles, the 287th-largest area among Mississippi's 299 places.
- Within Mississippi: about 0.0% of the state's population lives in Sallis.
- National standing: Sallis ranks 17,643rd of 19,457 US places.
- Growth rank: Sallis ranks 127th among Mississippi's 299 places for the 2020-to-2023 change.
- Against the state trend: Sallis's 2.3% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Sallis is the 207th most densely settled place in Mississippi.
- Density vs Mississippi: Sallis's 311 people per square mile compare with a state median of 434.
- Location: 33.0216, -89.7647 (Census Gazetteer coordinates).
- Nearest larger cities: Durant (7 mi); Goodman (9 mi); Kosciusko (10 mi); West (12 mi); Pickens (15 mi). Living near a larger metro rarely changes what is available in Sallis.
- Smaller communities close by: McCool (27 mi); Walthall (49 mi); Satartia (51 mi), each with its own Census population profile.
- Within a 50-mile radius: 2 smaller Census places.
- At 100 miles: 198 larger Census places fall inside that radius.
Where Sallis sits in Mississippi
Sallis is the 286th-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 127th of 299 Mississippi places, putting it near the 58th percentile for growth. Its roughly 311 residents per square mile place it 207th among Mississippi's places. In land area, Sallis ranks 287th among Mississippi's 299 places.
Sallis: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Sallis, with no significant water area listed. Spread across it are roughly 311 residents per square mile. The largest place in Mississippi, Jackson, lies about 55 miles away. A 50-mile radius around Sallis takes in 46 places that are larger. By land area it ranks 287th of 299 Mississippi places.
Getting a loan in Sallis
At roughly 311 people per square mile, Sallis is lightly settled; 46 larger places lie within 50 miles. Whether Sallis has a local branch or not, a Mississippi-licensed lender can serve its 128 people online on the same terms. For a larger market, the closest option is Durant, MS about 7 miles away.
What shapes a Sallis personal loan
In Sallis, a small community of about 128, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Sallis lender to disclose the APR and finance charge before you sign. Shortening the term on a Sallis loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Mississippi consumer-lending rules applied in Sallis
When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Sallis is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
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Nearby places
- Durant, MS — population 2,017
- Goodman, MS — population 1,181
- West, MS — population 136
- Kosciusko, MS — population 6,842
- Pickens, MS — population 837
- Lexington, MS — population 1,447
- Vaiden, MS — population 881
- Ethel, MS — population 336