Personal loans in Lexington, MS

The roughly 1,447 people who live in Lexington borrow under Mississippi rules; city hall sets no personal-loan rate. Roughly 1,447 residents live in Lexington, the 128th-largest community in Mississippi. Lexington shed about 9.7% of its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Lexington's 1,447 residents. The nearest larger city is Tchula, MS about 11 miles away.

Lexington: population, trend and location

What follows is Lexington's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: 1,447 — Lexington ranks 128th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 9.7% between 2020 and 2023.
• People gained or lost: about 155 fewer since the 2020 base.
• Size percentile: Lexington sits ahead of around 57% of Mississippi places, at 1,447 people.
• Population density: about 599 people per square mile (Census land area 2.4 sq mi).
• By land area: Lexington ranks 160th among Mississippi's 299 places, at 2.4 sq mi.
• State share: roughly 0.1% of Mississippi's residents live in Lexington (1,447 people).
• National standing: Lexington ranks 8,819th of 19,457 US places.
• Growth in Mississippi: Lexington stands 293rd by percentage change from 2020 to 2023, among 299 places.
• Against the state trend: Lexington's 9.7% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Lexington is the 95th most densely settled place in Mississippi.
• Density in context: Lexington's 599 people per square mile sit against a Mississippi median of 434.
• Location: latitude 33.1171, longitude -90.0496 (Census Gazetteer).
• Nearest larger cities: Tchula (11 mi); Durant (11 mi); Belzoni (26 mi); Kosciusko (27 mi); Yazoo City (27 mi). Lenders licensed in the state serve Lexington whether or not they keep a local branch.
• Smaller communities close by: Goodman (13 mi); Pickens (16 mi); West (16 mi), each with its own Census population profile.
• Within a 50-mile radius: 30 smaller Census places.
• At 100 miles: 79 larger Census places fall inside that radius.

How personal loans work in Lexington

In Lexington, a small community of about 1,447, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Lexington lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Lexington loan is knowable in advance — unlike a revolving card balance.

Where Lexington sits

Lexington covers about 2.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 599 people per square mile. For the state's biggest city, Jackson, the distance is roughly 56 miles. Counting outward 50 miles, 18 larger communities surround Lexington. Within the same 50 miles lie 30 smaller Census places.

The Mississippi lending rules that reach Lexington

Below are the Mississippi rules that apply to a loan made in Lexington, each with the regulator that issued it.

Lexington in state context

Within Mississippi, Lexington holds roughly 0.1% of all residents, the 128th-largest share among 299 places. For population change between 2020 and 2023, Lexington ranks 293rd of 299 in Mississippi (about the 2th percentile). Its roughly 599 residents per square mile place it 95th among Mississippi's places. In land area, Lexington ranks 160th among Mississippi's 299 places.

The Lexington borrowing checklist

Before you hand your details to a lender in Lexington, where the population is near 1,447:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Mississippi; what changes is your credit file, not the fact that Lexington holds 1,447 people.