Personal loans in Pickens, MS

A single loan can carry different costs on either side of a state line, and Pickens sits on the Mississippi side of that line. Pickens ranks 169th of 299 places in Mississippi, with a population near 837. Use the calculator on this page to price an amount and term before you commit in Pickens. The trend for Pickens between 2020 and 2023 is downward by roughly 9.2%. For a bigger market, look to Goodman, MS about 6 miles away.

What the Census records for Pickens

Pickens is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 837 residents, 169th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 9.2% fewer residents than the 2020 Census counted.
• People gained or lost: about 85 fewer since the 2020 base.
• Size percentile: Pickens's 837 people outrank roughly 43% of the places in Mississippi.
• Population density: 655 people per square mile on 1.3 square miles of land.
• By land area: Pickens ranks 215th among Mississippi's 299 places, at 1.3 sq mi.
• Water area rank: Pickens ranks 96th among Mississippi's 299 places, with 0.02 sq mi.
• State share: roughly 0.1% of Mississippi's residents live in Pickens (837 people).
• National standing: Pickens ranks 10,989th of 19,457 US places.
• Growth rank: Pickens's 2020-to-2023 change ranks 288th of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Pickens moved 9.2%.
• Density rank: Pickens is the 83rd most densely settled place in Mississippi.
• Density in context: Pickens's 655 people per square mile sit against a Mississippi median of 434.
• Location: mapped by the US Census Bureau at 32.8913, -89.9688.
• Nearest larger cities: Goodman (6 mi); Durant (15 mi); Lexington (16 mi); Canton (21 mi); Kosciusko (25 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Sallis (15 mi); Eden (22 mi); West (24 mi), each with its own Census population profile.
• Within a 50-mile radius: 23 smaller Census places.
• Larger places within 100 miles: 101.

What a Pickens borrower is actually offered

With roughly 837 residents, Pickens is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Pickens's 837 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Pickens decides the split between a comfortable payment and the total interest you pay.

Before you apply in Pickens

Complete these steps first when you borrow in Pickens (837 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Pickens as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 837 residents.

Pickens against the rest of Mississippi

Against Mississippi's other places, Pickens accounts for about 0.1% of the state's population and ranks 169th of 299 by size. On the 2020-to-2023 trend, Pickens stands 288th among Mississippi's 299 places — roughly the 4th percentile. At about 655 people per square mile, Pickens is the 83rd most densely settled place in Mississippi. Within 50 miles sit 23 smaller Census places, alongside the 28 that are larger.

How lenders reach Pickens

With about 655 residents per square mile, Pickens is moderately settled, and 28 larger Census places sit within 50 miles. Whether Pickens has a local branch or not, a Mississippi-licensed lender can serve its 837 people online on the same terms. The nearest bigger place is Goodman, MS about 6 miles away.

How Mississippi law applies in Pickens

Below are the Mississippi rules that apply to a loan made in Pickens, each with the regulator that issued it.