Personal loans in Durant, MS
An estimated 2,017 people make their home in Durant, a figure that ranks 96th in Mississippi. In Durant, one of 299 Census places in Mississippi, the figure to compare across lenders is the APR, not the advertised rate.
Durant shed about 9.3% of its population between the 2020 base and the 2023 estimate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Durant's 2,017 residents are no exception. State law, not city hall, decides what a lender may do to Durant's roughly 2,017 residents, and a state regulator supervises it. The closest larger city is Kosciusko, MS about 16 miles away.
Durant: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.
- Population: an estimated 2,017 residents, 96th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 9.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 208 fewer since the 2020 base.
- Size percentile: about 68% of Mississippi communities are smaller than Durant (2,017 residents).
- Population density: about 900 people per square mile (Census land area 2.2 sq mi).
- Land area rank: Durant's 2.2 square miles rank 168th of 299 places in Mississippi.
- Water area: Durant has 0.02 square miles of water, ranking 95th of 299 places in Mississippi.
- Share of state population: Durant's 2,017 residents are about 0.1% of Mississippi.
- National standing: Durant ranks 7,593rd of 19,457 US places.
- Growth in Mississippi: Durant stands 290th by percentage change from 2020 to 2023, among 299 places.
- Versus Mississippi: the state average change is -2.3%, while Durant moved 9.3%.
- Density rank: Durant places 57th among Mississippi's places by people per square mile.
- Against the state median: Durant runs about 900 residents per square mile, where the Mississippi median is 434.
- Location: the Census Gazetteer records it at 33.0819, -89.8573.
- Nearest larger cities: Kosciusko (16 mi); Winona (29 mi); Carthage (30 mi); Canton (35 mi); Yazoo City (35 mi). Living near a larger metro rarely changes what is available in Durant.
- Nearest smaller towns: Sallis (7 mi); Goodman (8 mi); West (9 mi).
- Within a 50-mile radius: 36 smaller Census places.
- Larger places within 100 miles: 55.
How Mississippi law applies in Durant
Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Durant lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
What a Durant borrower is actually offered
Most loans made to Durant's 2,017 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Durant lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Durant loan is knowable in advance — unlike a revolving card balance.
What is available to Durant borrowers
Durant is a moderately settled community of about 2,017 people, with 13 larger places inside a 50-mile radius. A Mississippi licence lets a lender serve Durant without a local office, so branch density does not change what its 2,017 residents are offered. The nearest larger city, Kosciusko, MS about 16 miles away.
Durant on the map
The Census Gazetteer records 2.2 square miles of land and 0.02 square miles of water within Durant. With 2,017 residents, the land area yields roughly 900 people per square mile. The state's population centre of gravity, Jackson, is roughly 57 miles away. Counting outward 50 miles, 13 larger communities surround Durant. Within the same 50 miles lie 36 smaller Census places.
Durant in state context
Among Mississippi's 299 places, Durant sits at 96th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 290th of 299 Mississippi places, putting it near the 3th percentile for growth. Its roughly 900 residents per square mile place it 57th among Mississippi's places. The population moved by about 208 people between 2020 and 2023, a 9.3% shift.
Common questions
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Does comparing loans in Durant cost me credit score points?
Nearby places
- Sallis, MS — population 128
- Goodman, MS — population 1,181
- West, MS — population 136
- Lexington, MS — population 1,447
- Pickens, MS — population 837
- Kosciusko, MS — population 6,842
- Vaiden, MS — population 881
- Tchula, MS — population 1,630