Personal loans in Kosciusko, MS

Personal loans in Kosciusko are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 6,842 population. An estimated 6,842 people make their home in Kosciusko, a figure that ranks 53rd in Mississippi. A 2020-to-2023 comparison shows Kosciusko down by about 3.8%. Price two or three terms so you can see which payment is truly affordable in Kosciusko. The nearest larger metro is Philadelphia, MS about 33 miles away.

Kosciusko by the numbers

Set out below is Kosciusko's local context next to the state-level rules that reach every lender here.

• Population: an estimated 6,842 residents, 53rd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 3.8% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 268 residents.
• Size percentile: with 6,842 residents, Kosciusko is larger than about 82% of Mississippi's Census places.
• Population density: about 907 people per square mile across 7.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Kosciusko covers 7.5 square miles, the 80th-largest area among Mississippi's 299 places.
• Share of state population: Kosciusko's 6,842 residents are about 0.5% of Mississippi.
• National rank: Kosciusko sits 4,043rd by population among the 19,457 places in this dataset.
• Growth rank: Kosciusko ranks 197th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Kosciusko's 3.8%.
• Density in Mississippi: Kosciusko ranks 55th by people per square mile.
• Density in context: Kosciusko's 907 people per square mile sit against a Mississippi median of 434.
• Location: mapped by the US Census Bureau at 33.0582, -89.5894.
• Nearest larger cities: Philadelphia (33 mi); Canton (41 mi); Greenwood (47 mi); Yazoo City (49 mi); Madison (51 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Ethel (8 mi); Sallis (10 mi); West (15 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 38 smaller Census places.
• At 100 miles: 27 larger Census places fall inside that radius.

What a Kosciusko borrower is actually offered

Most loans made to Kosciusko's 6,842 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Kosciusko loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Kosciusko loan is knowable in advance — unlike a revolving card balance.

Kosciusko: area, density and distance

Kosciusko covers about 7.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 907 people per square mile. The state's population centre of gravity, Jackson, is roughly 63 miles away. Within 50 miles of Kosciusko there are 4 larger Census places. By land area it ranks 80th of 299 Mississippi places.

Mississippi consumer-lending rules applied in Kosciusko

This table holds the Mississippi rate and licensing rules for consumer loans made to Kosciusko's 6,842 residents.

Kosciusko against the rest of Mississippi

Within Mississippi, Kosciusko holds roughly 0.5% of all residents, the 53rd-largest share among 299 places. Its 2020-to-2023 change ranks 197th of 299 Mississippi places, putting it near the 34th percentile for growth. At about 907 people per square mile, Kosciusko is the 55th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 268 residents.

Before you apply in Kosciusko

A sensible order of operations for a loan in Kosciusko, home to about 6,842 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Mississippi; what changes is your credit file, not the fact that Kosciusko holds 6,842 people.