Personal loans in Canton, MS

A lender serving Canton holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 10,742 residents. Census figures put the 2020-to-2023 decrease in Canton at about 1.8%. Judge Canton offers on total cost, not on how quickly the money arrives. To lend to Canton's 10,742 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. The next larger city is Madison, MS about 10 miles away.

What the Census records for Canton

Two layers matter for a Canton borrower: the local population picture and Mississippi's consumer-lending statutes.

• Population: the Census counts 10,742 residents in Canton (Vintage 2023 subcounty estimate), the 38th-largest figure among Mississippi's 299 places.
• Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
• Absolute change: 196 residents lost between 2020 and 2023.
• Size percentile: roughly 87% of Mississippi's places have fewer residents than Canton's 10,742.
• Density: roughly 505 residents per square mile, spread over 21.3 sq mi of land.
• Land area: Canton covers 21.3 square miles, the 27th-largest area among Mississippi's 299 places.
• Water area: Canton has 0.30 square miles of water, ranking 30th of 299 places in Mississippi.
• State share: roughly 0.7% of Mississippi's residents live in Canton (10,742 people).
• National rank: Canton sits 2,997th by population among the 19,457 places in this dataset.
• Growth in Mississippi: Canton stands 105th by percentage change from 2020 to 2023, among 299 places.
• Against the state trend: Canton's 1.8% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Canton ranks 128th by people per square mile.
• Density vs Mississippi: Canton's 505 people per square mile compare with a state median of 434.
• Location: it lies at 32.5984, -90.0322 in the Census Gazetteer.
• Nearest larger cities: Madison (10 mi); Ridgeland (14 mi); Jackson (22 mi); Brandon (22 mi); Pearl (23 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Gluckstadt (6 mi); Flora (17 mi); Flowood (18 mi).
• Smaller neighbours: 42 places smaller than Canton sit within 50 miles.
• Larger places within 100 miles: 18.

Canton's place among Mississippi's 299 places

Within Mississippi, Canton holds roughly 0.7% of all residents, the 38th-largest share among 299 places. For population change between 2020 and 2023, Canton ranks 105th of 299 in Mississippi (about the 65th percentile). At about 505 people per square mile, Canton is the 128th most densely settled place in Mississippi. By land area, its 21.3 square miles rank 27th of 299 places in Mississippi.

The Mississippi lending rules that reach Canton

For the roughly 10,742 residents of Canton, the rules below are Mississippi's own; each row carries its publisher and retrieval date.

How a Canton personal loan is priced

A Canton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10,742 residents. The APR tracks your credit score rather than Canton's rank of 38th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Canton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Canton

Canton's land area is about 21.3 square miles; a further 0.30 square miles is water. That land carries about 505 people per square mile. The state's population centre of gravity, Jackson, is roughly 22 miles away. A 50-mile radius around Canton takes in 7 places that are larger. The 100-mile radius contains 18 larger places.

Steps to take before a Canton loan

Before you apply in Canton, a community of about 10,742, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Mississippi licence with the regulator named above before committing.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Canton and the rest of Mississippi is not the process but the borrower's own file, among the 10,742 people here.