Personal loans in Cruger, MS

By population, Cruger sits at 259th in Mississippi, with an estimated 246 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Cruger's 246 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 8.6%. A larger market lies at Sidon, MS about 6 miles away.

Local context for Cruger

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: the Census counts 246 residents in Cruger (Vintage 2023 subcounty estimate), the 259th-largest figure among Mississippi's 299 places.
• Population trend: A loss of roughly 8.6% between 2020 and 2023.
• Absolute change: 23 residents lost between 2020 and 2023.
• Size percentile: with 246 residents, Cruger is larger than about 13% of Mississippi's Census places.
• Density: the Census land area of 1.0 sq mi holds about 255 people per square mile.
• By land area: Cruger ranks 246th among Mississippi's 299 places, at 1.0 sq mi.
• Within Mississippi: about 0.0% of the state's population lives in Cruger.
• National rank: Cruger is 15,808th of 19,457 places nationwide.
• Growth rank: Cruger's 2020-to-2023 change ranks 286th of 299 places in Mississippi.
• Against the state trend: Cruger's 8.6% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Cruger places 233rd among Mississippi's places by people per square mile.
• Density in context: Cruger's 255 people per square mile sit against a Mississippi median of 434.
• Location: 33.3230, -90.2355 (Census Gazetteer coordinates).
• Nearest larger cities: Sidon (6 mi); Tchula (10 mi); Greenwood (13 mi); Itta Bena (13 mi); Belzoni (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Morgan City (7 mi); Silver City (22 mi); Schlater (23 mi), each with its own Census population profile.
• Within a 50-mile radius: 11 smaller Census places.
• At 100 miles: 167 larger Census places fall inside that radius.

Where Cruger sits in Mississippi

Among Mississippi's 299 places, Cruger sits at 259th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Cruger ranks 286th of 299 in Mississippi (about the 4th percentile). Its roughly 255 residents per square mile place it 233rd among Mississippi's places. By land area, its 1.0 square miles rank 246th of 299 places in Mississippi.

Inside a Cruger personal loan

In Cruger, a small community of about 246, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Cruger's 246 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Cruger decides the split between a comfortable payment and the total interest you pay.

What Mississippi law requires in Cruger

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Cruger lender must follow.

Getting a loan in Cruger

With about 255 residents per square mile, Cruger is lightly settled, and 45 larger Census places sit within 50 miles. A Mississippi licence lets a lender serve Cruger without a local office, so branch density does not change what its 246 residents are offered. The nearest larger city, Sidon, MS about 6 miles away.

Steps to take before a Cruger loan

Before you apply in Cruger, a community of about 246, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Mississippi; what changes is your credit file, not the fact that Cruger holds 246 people.