Personal loans in Price, UT

At about 8,261 residents, Price is larger than roughly 69% of the places in Utah. The 2020 count to the 2023 estimate shows about 0.6% growth in Price.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Price is priced from your credit file and income, not from the fact that the city holds 8,261 people. To lend to Price's 8,261 residents, a company must hold a Utah licence, and each sourced row below names the regulator behind it. Rate-shopping from Price costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Mapleton, UT about 54 miles away.

The Price data picture

Here is the sourced Census picture for Price, plus the Utah lending rules that apply to a loan taken out here.

Price against the rest of Utah

Within Utah, Price holds roughly 0.3% of all residents, the 78th-largest share among 255 places. For population change between 2020 and 2023, Price ranks 193rd of 255 in Utah (about the 24th percentile). By density, at about 1,641 people per square mile, it ranks 65th in Utah. In land area, Price ranks 131st among Utah's 255 places.

What shapes a Price personal loan

In Price, a small town of about 8,261, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Price's 8,261 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Price decides the split between a comfortable payment and the total interest you pay.

How Utah law applies in Price

When Utah does not publish a figure, the row links to the source instead of inventing a number; Price is bound by the same rules.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract
Utah State Legislature
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah
Utah State Legislature
as of 2026-09-16

The geography behind Price

Price's land area is roughly 5.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,641 people per square mile. Salt Lake City, the largest place in Utah, is about 101 miles from Price. Within 50 miles of Price there are 0 larger Census places. Within the same 50 miles lie 19 smaller Census places.

Before you apply in Price

Before you hand your details to a lender in Price, where the population is near 8,261:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Make sure the lender appears in the Utah regulator's licence list.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Keep the amount to the expense; an approval is not a reason to take more.
  7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Price and the rest of Utah is not the process but the borrower's own file, among the 8,261 people here.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Price if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Price is the same as anywhere in Utah.
What loan size can I expect in Price?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Price?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Price cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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