Personal loans in Scofield, UT

For a borrower among the roughly 27 residents of Scofield, a personal loan is a tool whose cost turns on the terms, not the address. Scofield gained roughly 3.8% in population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Scofield residents before they take on more. The nearest larger city is Fairview, UT about 16 miles away.

Borrowing in Scofield: the local picture

What follows is Scofield's place in the Census record, alongside the Utah rules that govern a personal loan made here.

• Population: the Census counts 27 residents in Scofield (Vintage 2023 subcounty estimate), the 255th-largest figure among Utah's 255 places.
• Population trend: Up about 3.8% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: about 0% of Utah communities are smaller than Scofield (27 residents).
• Density: roughly 29 residents per square mile, spread over 0.9 sq mi of land.
• By land area: Scofield ranks 225th among Utah's 255 places, at 0.9 sq mi.
• State population share: Scofield accounts for about 0.0% of everyone in Utah.
• National rank: Scofield sits 19,270th by population among the 19,457 places in this dataset.
• Growth rank: Scofield's 2020-to-2023 change ranks 134th of 255 places in Utah.
• Against the state trend: Scofield's 3.8% change compares with a Utah average of +5.3% across its 255 places.
• Density in Utah: Scofield ranks 240th by people per square mile.
• Density vs Utah: Scofield's 29 people per square mile compare with a state median of 705.
• Location: the Census Gazetteer records it at 39.7198, -111.1623.
• Nearest larger cities: Fairview (16 mi); Helper (16 mi); Mount Pleasant (20 mi); Price (21 mi); Spring City (24 mi). Living near a larger metro rarely changes what is available in Scofield.
• Within a 50-mile radius: 0 smaller Census places.
• At 100 miles: 142 larger Census places fall inside that radius.

Lender access in Scofield

Scofield is a sparsely settled community of about 27 people, with 39 larger places inside a 50-mile radius. A Utah licence lets a lender serve Scofield without a local office, so branch density does not change what its 27 residents are offered. The nearest bigger place is Fairview, UT about 16 miles away.

The state rulebook for Scofield

Read the table as a lender's compliance picture for Scofield: the rule, the sourced figure, the publisher and the date.

Scofield on the map

Inside Scofield's boundaries lie about 0.9 square miles of land, with no significant water area recorded. Spread across it are roughly 29 residents per square mile. Salt Lake City, the largest place in Utah, is about 84 miles from Scofield. Counting outward 50 miles, 39 larger communities surround Scofield. Within the same 50 miles lie 0 smaller Census places.

What a Scofield borrower is actually offered

Most loans made to Scofield's 27 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Scofield can be quoted different APRs on the same amount and term. The term you choose in Scofield decides the split between a comfortable payment and the total interest you pay.

Before you apply in Scofield

Complete these steps first when you borrow in Scofield (27 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Utah licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Scofield and the rest of Utah is not the process but the borrower's own file, among the 27 people here.