Personal loans in Spring City, UT

Census figures put the 2020-to-2023 increase in Spring City at about 6.6%. Price two or three terms so you can see which payment is truly affordable in Spring City. For the 1,007 people in Spring City, Utah runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Mount Pleasant, UT about 5 miles away.

Spring City: population, trend and location

The figures below are Spring City's own — Census population, land area and coordinates — followed by the Utah rules.

• Population: about 1,007 people live here, which puts Spring City 156th of 255 Census places in Utah (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 6.6%.
• Net change: roughly 62 more people than the 2020 Census counted.
• Size percentile: roughly 39% of Utah's places have fewer residents than Spring City's 1,007.
• Density: roughly 715 residents per square mile, spread over 1.4 sq mi of land.
• By land area: Spring City ranks 206th among Utah's 255 places, at 1.4 sq mi.
• Within Utah: about 0.0% of the state's population lives in Spring City.
• National rank: Spring City is 10,171st of 19,457 places nationwide.
• Growth rank: Spring City ranks 74th among Utah's 255 places for the 2020-to-2023 change.
• Versus Utah: the state average change is +5.3%, while Spring City moved 6.6%.
• Density rank: Spring City places 126th among Utah's places by people per square mile.
• Against the state median: Spring City runs about 715 residents per square mile, where the Utah median is 705.
• Location: coordinates 39.4799, -111.4918 (US Census Bureau Gazetteer).
• Nearest larger cities: Mount Pleasant (5 mi); Moroni (6 mi); Ephraim (10 mi); Fairview (11 mi); Fountain Green (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Wales (8 mi); Levan (20 mi); Sterling (22 mi).
• Within a 50-mile radius: 19 smaller Census places.
• Within 100 miles: 84 places are larger than Spring City.

What a Spring City borrower is actually offered

In Spring City, a small community of about 1,007, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Spring City lender to disclose the APR and finance charge before you sign. Shortening the term on a Spring City loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Spring City

With about 715 residents per square mile, Spring City is moderately settled, and 29 larger Census places sit within 50 miles. Lenders licensed in Utah reach Spring City's 1,007 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Mount Pleasant, UT about 5 miles away.

Utah rules behind a Spring City personal loan

This table holds the Utah rate and licensing rules for consumer loans made to Spring City's 1,007 residents.

Land, water and location for Spring City

Inside Spring City's boundaries lie about 1.4 square miles of land, with no significant water area recorded. With 1,007 residents, the land area yields roughly 715 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 93 miles. A 50-mile radius around Spring City takes in 29 places that are larger. By land area it ranks 206th of 255 Utah places.

How Spring City compares across Utah

Among Utah's 255 places, Spring City sits at 156th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Spring City stands 74th among Utah's 255 places — roughly the 71th percentile. At about 715 people per square mile, Spring City is the 126th most densely settled place in Utah. Between 2020 and 2023 the count changed by roughly 62 residents.