Personal loans in Sterling, UT

The Census counts 295 people in Sterling, the 222nd-largest figure among Utah's 255 places. For a bigger market, look to Mayfield, UT about 5 miles away. For the 295 people in Sterling, Utah runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Sterling.

Borrowing in Sterling: the local picture

Set out below is Sterling's local context next to the state-level rules that reach every lender here.

• Population: 295 — Sterling ranks 222nd of 255 communities in Utah (US Census Bureau, Vintage 2023).
• Population trend: Up about 7.3% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 20 more people than the 2020 Census counted.
• Size percentile: roughly 13% of Utah's places have fewer residents than Sterling's 295.
• Population density: about 913 people per square mile (Census land area 0.3 sq mi).
• By land area: Sterling ranks 251st among Utah's 255 places, at 0.3 sq mi.
• Within Utah: about 0.0% of the state's population lives in Sterling.
• Nationally: Sterling is the 15,181st-largest of 19,457 Census places in the dataset.
• Growth rank: Sterling ranks 67th among Utah's 255 places for the 2020-to-2023 change.
• Against the state trend: Sterling's 7.3% change compares with a Utah average of +5.3% across its 255 places.
• Density rank: Sterling places 109th among Utah's places by people per square mile.
• Against the state median: Sterling runs about 913 residents per square mile, where the Utah median is 705.
• Location: it lies at 39.1933, -111.6904 in the Census Gazetteer.
• Nearest larger cities: Mayfield (5 mi); Manti (6 mi); Gunnison (7 mi); Centerfield (8 mi); Ephraim (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Fayette (9 mi); Clawson (32 mi); Leamington (39 mi).
• Within a 50-mile radius: 5 smaller Census places.
• At 100 miles: 100 larger Census places fall inside that radius.

Utah rules behind a Sterling personal loan

When Utah does not publish a figure, the row links to the source instead of inventing a number; Sterling is bound by the same rules.

Lender access in Sterling

Sterling is a moderately settled community of about 295 people, with 40 larger places inside a 50-mile radius. Distance to a branch rarely matters for Sterling's 295 residents: the application is online and the price follows your credit file. The nearest larger city, Mayfield, UT about 5 miles away.

A practical checklist for Sterling borrowers

Before you apply in Sterling, a community of about 295, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Utah licence by checking the regulator named above.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Sterling as elsewhere in Utah, the written terms — not the advertisement — are what count for its 295 residents.

Sterling in state context

Within Utah, Sterling holds roughly 0.0% of all residents, the 222nd-largest share among 255 places. On the 2020-to-2023 trend, Sterling stands 67th among Utah's 255 places — roughly the 74th percentile. By density, at about 913 people per square mile, it ranks 109th in Utah. Between 2020 and 2023 the count changed by roughly 20 residents.

Where Sterling sits

Sterling's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 913 people per square mile. The largest place in Utah, Salt Lake City, lies about 110 miles away. Within 50 miles of Sterling there are 40 larger Census places. Within the same 50 miles lie 5 smaller Census places.