Personal loans in Fayette, UT

Two households in Fayette with comparable incomes can still be offered different rates; the city's 261 residents are not the reason. The Census counts 261 people in Fayette, the 227th-largest figure among Utah's 255 places. From the 2020 Census base to the 2023 estimate, the population rose by about 5.7%. Begin with the payment, then weigh APR and total interest across the lenders that reach Fayette's 261 residents. Borrowers who want a bigger city can look to Gunnison, UT about 5 miles away.

Where Fayette stands

Two layers matter for a Fayette borrower: the local population picture and Utah's consumer-lending statutes.

• Population: 261 residents; Fayette is the 227th-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
• Population trend: Roughly 5.7% more residents than the 2020 Census counted.
• Net change: roughly 14 more people than the 2020 Census counted.
• Size percentile: roughly 11% of Utah places rank below Fayette.
• Population density: about 661 people per square mile (Census land area 0.4 sq mi).
• Land area: Fayette covers 0.4 square miles, the 250th-largest area among Utah's 255 places.
• Share of state population: Fayette's 261 residents are about 0.0% of Utah.
• National rank: Fayette is 15,603rd of 19,457 places nationwide.
• Growth rank: Fayette ranks 88th among Utah's 255 places for the 2020-to-2023 change.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Fayette's 5.7%.
• Density rank: Fayette is the 133rd most densely settled place in Utah.
• Density in context: Fayette's 661 people per square mile sit against a Utah median of 705.
• Location: coordinates 39.2246, -111.8542 (US Census Bureau Gazetteer).
• Nearest larger cities: Gunnison (5 mi); Centerfield (7 mi); Sterling (9 mi); Mayfield (11 mi); Manti (12 mi). Larger metros often have more branches, but online lenders reach Fayette on the same terms.
• Smaller communities within reach: Lynndyl (35 mi); Clawson (41 mi); Scofield (50 mi).
• Smaller neighbours: 2 places smaller than Fayette sit within 50 miles.
• Within 100 miles: 106 places are larger than Fayette.

What is available to Fayette borrowers

Fayette is a moderately settled community of about 261 people, with 42 larger places inside a 50-mile radius. Lenders licensed in Utah reach Fayette's 261 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Gunnison, UT about 5 miles away.

How Fayette compares across Utah

Against Utah's other places, Fayette accounts for about 0.0% of the state's population and ranks 227th of 255 by size. For population change between 2020 and 2023, Fayette ranks 88th of 255 in Utah (about the 65th percentile). At about 661 people per square mile, Fayette is the 133rd most densely settled place in Utah. Between 2020 and 2023 the count changed by roughly 14 residents.

A pre-application checklist for Fayette

A sensible order of operations for a loan in Fayette, home to about 261 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Utah regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Utah; what changes is your credit file, not the fact that Fayette holds 261 people.

The Utah lending rules that reach Fayette

The rows below set out what a licensed lender must follow in Utah, and so for Fayette's roughly 261 residents.

Where Fayette sits

The Census Gazetteer records about 0.4 square miles of land within Fayette, with no significant water area listed. That land carries about 661 people per square mile. Salt Lake City, the largest place in Utah, is about 107 miles from Fayette. Counting outward 50 miles, 42 larger communities surround Fayette. By land area it ranks 250th of 255 Utah places.