Personal loans in Gunnison, UT

About 3,621 people live in Gunnison, placing it 104th of 255 Census places in Utah. Borrowers who want a bigger city can look to Manti, UT about 12 miles away. A lender that serves Gunnison operates under Utah lending statutes and a Utah supervisor. Work out your debt-to-income ratio first; lenders weigh it heavily, and Gunnison's 3,621 residents are no exception.

Where Gunnison stands

The figures below are Gunnison's own — Census population, land area and coordinates — followed by the Utah rules.

• Population: 3,621 residents; Gunnison is the 104th-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 3.1% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 109 residents.
• Size percentile: Gunnison sits ahead of around 59% of Utah places, at 3,621 people.
• Density: the Census land area of 4.8 sq mi holds about 756 people per square mile.
• Land area rank: Gunnison's 4.8 square miles rank 136th of 255 places in Utah.
• State population share: Gunnison accounts for about 0.1% of everyone in Utah.
• Nationally: Gunnison is the 5,729th-largest of 19,457 Census places in the dataset.
• Growth rank: Gunnison ranks 148th among Utah's 255 places for the 2020-to-2023 change.
• Versus Utah: the state average change is +5.3%, while Gunnison moved 3.1%.
• Density in Utah: Gunnison ranks 121st by people per square mile.
• Density in context: Gunnison's 756 people per square mile sit against a Utah median of 705.
• Location: 39.1569, -111.8135 (Census Gazetteer coordinates).
• Nearest larger cities: Manti (12 mi); Ephraim (19 mi); Richfield (31 mi); Mount Pleasant (33 mi); Nephi (38 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Centerfield (2 mi); Fayette (5 mi); Mayfield (6 mi) — useful context for the surrounding area.
• Smaller neighbours: 37 places smaller than Gunnison sit within 50 miles.
• Within 100 miles: 37 places are larger than Gunnison.

Gunnison's place among Utah's 255 places

Within Utah, Gunnison holds roughly 0.1% of all residents, the 104th-largest share among 255 places. On the 2020-to-2023 trend, Gunnison stands 148th among Utah's 255 places — roughly the 42th percentile. By density, at about 756 people per square mile, it ranks 121st in Utah. In land area, Gunnison ranks 136th among Utah's 255 places.

What to do before borrowing in Gunnison

These steps shape the offer you get in Gunnison, a place of about 3,621 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Utah licence with the regulator listed on this page.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Gunnison-specific: the same Utah licensing and disclosure rules reach all 3,621 residents.

Getting a loan in Gunnison

Gunnison is a moderately settled community of about 3,621 people, with 6 larger places inside a 50-mile radius. What is available to Gunnison's 3,621 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Manti, UT about 12 miles away.

Utah consumer-lending rules applied in Gunnison

These are Utah's sourced lending facts as they reach Gunnison's 3,621 residents; the state has no city-level rate rule.

What a Gunnison borrower is actually offered

Most loans made to Gunnison's 3,621 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Gunnison's 3,621 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Gunnison loan is knowable in advance — unlike a revolving card balance.