Personal loans in Wellington, UT
Population in Wellington climbed about 1.2% over the three years from 2020 to 2023. Wellington ranks 131st of 255 places in Utah, with a population near 1,630.
Wellington, Utah — home to about 1,630 people — is a small community, so the terms you are offered follow Utah law rather than any local rule. Read the disclosure for an origination fee and any prepayment penalty before signing in Wellington. To lend to Wellington's 1,630 residents, a company must hold a Utah licence, and each sourced row below names the regulator behind it. The closest larger city is Price, UT about 6 miles away.
Wellington by the numbers
Here is the sourced Census picture for Wellington, plus the Utah lending rules that apply to a loan taken out here.
- Population: about 1,630 people live here, which puts Wellington 131st of 255 Census places in Utah (Vintage 2023).
- Population trend: A rise of about 1.2% from 2020 to 2023.
- Net change: roughly 19 more people than the 2020 Census counted.
- Size percentile: roughly 49% of Utah places rank below Wellington.
- Density: roughly 319 residents per square mile, spread over 5.1 sq mi of land.
- Land area rank: Wellington's 5.1 square miles rank 130th of 255 places in Utah.
- Share of state population: Wellington's 1,630 residents are about 0.1% of Utah.
- National standing: Wellington ranks 8,396th of 19,457 US places.
- Growth rank: Wellington ranks 183rd among Utah's 255 places for the 2020-to-2023 change.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Wellington's 1.2%.
- Density rank: Wellington places 182nd among Utah's places by people per square mile.
- Density in context: Wellington's 319 people per square mile sit against a Utah median of 705.
- Location: mapped by the US Census Bureau at 39.5359, -110.7344.
- Nearest larger cities: Price (6 mi); Helper (13 mi); Huntington (19 mi); Mount Pleasant (38 mi); Moroni (45 mi). Larger metros often have more branches, but online lenders reach Wellington on the same terms.
- Smaller towns nearby: Elmo (11 mi); Cleveland (14 mi); East Carbon (16 mi).
- Within a 50-mile radius: 13 smaller Census places.
- At 100 miles: 57 larger Census places fall inside that radius.
Getting a loan in Wellington
At roughly 319 people per square mile, Wellington is lightly settled; 7 larger places lie within 50 miles. Whether Wellington has a local branch or not, a Utah-licensed lender can serve its 1,630 people online on the same terms. The nearest larger city, Price, UT about 6 miles away.
What shapes a Wellington personal loan
In Wellington, a small community of about 1,630, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Wellington loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Wellington loan but raises total interest, so the smallest payment is not the cheapest loan.
Wellington on the map
Wellington covers about 5.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,630 residents, the land area yields roughly 319 people per square mile. Salt Lake City, the largest place in Utah, is about 107 miles from Wellington. A 50-mile radius around Wellington takes in 7 places that are larger. By land area it ranks 130th of 255 Utah places.
Which Utah laws govern a loan in Wellington
These are Utah's sourced lending facts as they reach Wellington's 1,630 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
Wellington against the rest of Utah
Wellington is the 131st-largest of 255 Census places in Utah and contains about 0.1% of the state's people. For population change between 2020 and 2023, Wellington ranks 183rd of 255 in Utah (about the 28th percentile). Its roughly 319 residents per square mile place it 182nd among Utah's places. Within 50 miles sit 13 smaller Census places, alongside the 7 that are larger.
Common questions
What are my options in Wellington if my credit is poor?
What loan size can I expect in Wellington?
Do I have to pledge anything to borrow in Wellington?
Does comparing loans in Wellington cost me credit score points?
Nearby places
- Price, UT — population 8,261
- Elmo, UT — population 419
- Helper, UT — population 2,126
- Cleveland, UT — population 513
- East Carbon, UT — population 1,567
- Huntington, UT — population 1,982
- Castle Dale, UT — population 1,538
- Orangeville, UT — population 1,262