Personal loans in Elmo, UT

In Elmo, one of 255 Census places in Utah, the figure to compare across lenders is the APR, not the advertised rate. The 2020 count to the 2023 estimate shows about 3.5% growth in Elmo. Begin with the payment, then weigh APR and total interest across the lenders that reach Elmo's 419 residents. A larger market lies at Cleveland, UT about 3 miles away.

The Elmo data picture

Elmo is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 419 residents; Elmo is the 206th-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 3.5% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 14 residents.
• Size percentile: bigger than about 19% of the places in Utah, with 419 residents in Elmo.
• Population density: about 594 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Elmo ranks 237th among Utah's 255 places, at 0.7 sq mi.
• Within Utah: about 0.0% of the state's population lives in Elmo.
• National rank: Elmo is 13,901st of 19,457 places nationwide.
• Growth rank: Elmo ranks 140th among Utah's 255 places for the 2020-to-2023 change.
• Versus Utah: the state average change is +5.3%, while Elmo moved 3.5%.
• Density rank: Elmo is the 139th most densely settled place in Utah.
• Density in context: Elmo's 594 people per square mile sit against a Utah median of 705.
• Location: 39.3877, -110.8156 (Census Gazetteer coordinates).
• Nearest larger cities: Cleveland (3 mi); Huntington (9 mi); Wellington (11 mi); Price (15 mi); Castle Dale (16 mi). Online lenders reach Elmo no matter how far the nearest branch is.
• Nearest smaller places: Clawson (23 mi); Scofield (29 mi); Emery (40 mi).
• Smaller places within 50 miles: 5 of them.
• Larger places within 100 miles: 86.

Where Elmo sits

Elmo covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 594 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 113 miles. Counting outward 50 miles, 17 larger communities surround Elmo. By land area it ranks 237th of 255 Utah places.

Where Elmo sits in Utah

Within Utah, Elmo holds roughly 0.0% of all residents, the 206th-largest share among 255 places. On the 2020-to-2023 trend, Elmo stands 140th among Utah's 255 places — roughly the 45th percentile. At about 594 people per square mile, Elmo is the 139th most densely settled place in Utah. The population moved by about 14 people between 2020 and 2023, a 3.5% shift.

Inside a Elmo personal loan

Elmo is a small community of about 419 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Elmo's 419 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Elmo loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Utah law requires in Elmo

For the roughly 419 residents of Elmo, the rules below are Utah's own; each row carries its publisher and retrieval date.

Borrowing reach in Elmo

Elmo is moderately settled, with about 594 people per square mile and 17 larger places within 50 miles. Whether Elmo has a local branch or not, a Utah-licensed lender can serve its 419 people online on the same terms. The nearest larger city, Cleveland, UT about 3 miles away.