Personal loans in Castle Dale, UT
The roughly 1,538 people who live in Castle Dale borrow under Utah rules; city hall sets no personal-loan rate. The trend for Castle Dale between 2020 and 2023 is upward by roughly 3.3%.
The Census counts 1,538 people in Castle Dale, the 136th-largest figure among Utah's 255 places. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Castle Dale loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Castle Dale's 1,538 residents. The closest larger city is Huntington, UT about 8 miles away.
The Castle Dale data picture
Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.
- Population: about 1,538, ranked 136th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.3% above the 2020 Census base.
- People gained or lost: about 49 more since the 2020 base.
- Size percentile: Castle Dale sits ahead of around 47% of Utah places, at 1,538 people.
- Population density: about 680 people per square mile (Census land area 2.3 sq mi).
- By land area: Castle Dale ranks 183rd among Utah's 255 places, at 2.3 sq mi.
- Within Utah: about 0.0% of the state's population lives in Castle Dale.
- National standing: Castle Dale ranks 8,602nd of 19,457 US places.
- Growth rank: Castle Dale ranks 144th among Utah's 255 places for the 2020-to-2023 change.
- Versus Utah: the state average change is +5.3%, while Castle Dale moved 3.3%.
- Density rank: Castle Dale is the 131st most densely settled place in Utah.
- Density vs Utah: Castle Dale's 680 people per square mile compare with a state median of 705.
- Location: it lies at 39.2217, -111.0227 in the Census Gazetteer.
- Nearest larger cities: Huntington (8 mi); Wellington (27 mi); Price (29 mi); Ephraim (32 mi); Mount Pleasant (32 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Orangeville (2 mi); Clawson (7 mi); Ferron (11 mi).
- Within a 50-mile radius: 17 smaller Census places.
- Within 100 miles: 47 places are larger than Castle Dale.
Borrowing reach in Castle Dale
Castle Dale is moderately settled, with about 680 people per square mile and 11 larger places within 50 miles. What is available to Castle Dale's 1,538 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Huntington, UT about 8 miles away.
Utah rules behind a Castle Dale personal loan
Below are the Utah rules that apply to a loan made in Castle Dale, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Castle Dale on the map
Castle Dale's land area is roughly 2.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 680 residents per square mile. Salt Lake City, the largest place in Utah, is about 118 miles from Castle Dale. Within 50 miles of Castle Dale there are 11 larger Census places. The 100-mile radius contains 47 larger places.
How Castle Dale compares across Utah
Among Utah's 255 places, Castle Dale sits at 136th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Castle Dale ranks 144th of 255 in Utah (about the 44th percentile). Its roughly 680 residents per square mile place it 131st among Utah's places. The population moved by about 49 people between 2020 and 2023, a 3.3% shift.
The anatomy of a Castle Dale personal loan
With roughly 1,538 residents, Castle Dale is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Castle Dale loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Castle Dale loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Orangeville, UT — population 1,262
- Clawson, UT — population 166
- Huntington, UT — population 1,982
- Ferron, UT — population 1,519
- Cleveland, UT — population 513
- Elmo, UT — population 419
- Emery, UT — population 317
- Wellington, UT — population 1,630