Personal loans in Lambert, MS

Census figures put the 2020-to-2023 decrease in Lambert at about 11.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Lambert. Which products a lender may offer to Lambert's 1,134 residents follows from the Mississippi consumer-lending framework. For a bigger market, look to Marks, MS about 4 miles away.

Where Lambert stands

Set out below is Lambert's local context next to the state-level rules that reach every lender here.

• Population: 1,134 people, a figure that places Lambert 143rd among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Down about 11.1% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 142 fewer people than the 2020 Census counted.
• Size percentile: with 1,134 residents, Lambert is larger than about 52% of Mississippi's Census places.
• Density: the Census land area of 0.8 sq mi holds about 1,340 people per square mile.
• Land area: Lambert covers 0.8 square miles, the 257th-largest area among Mississippi's 299 places.
• State population share: Lambert accounts for about 0.1% of everyone in Mississippi.
• National standing: Lambert ranks 9,750th of 19,457 US places.
• Growth rank: Lambert's 2020-to-2023 change ranks 296th of 299 places in Mississippi.
• Against the state trend: Lambert's 11.1% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Lambert ranks 17th by people per square mile.
• Density vs Mississippi: Lambert's 1,340 people per square mile compare with a state median of 434.
• Location: 34.2006, -90.2845 (Census Gazetteer coordinates).
• Nearest larger cities: Marks (4 mi); Tutwiler (15 mi); Clarksdale (16 mi); Charleston (19 mi); Batesville (22 mi). Living near a larger metro rarely changes what is available in Lambert.
• Smaller communities close by: Crowder (9 mi); Jonestown (13 mi); Falcon (13 mi), each with its own Census population profile.
• Smaller places within 50 miles: 39 of them.
• At 100 miles: 102 larger Census places fall inside that radius.

Lambert on the map

Lambert's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. With 1,134 residents, the land area yields roughly 1,340 people per square mile. The state's population centre of gravity, Jackson, is roughly 130 miles away. Lambert has 23 larger places within a 50-mile radius. The 100-mile radius contains 102 larger places.

What shapes a Lambert personal loan

In Lambert, a small community of about 1,134, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Lambert lender to disclose the APR and finance charge before you sign. Shortening the term on a Lambert loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Mississippi laws govern a loan in Lambert

These are Mississippi's sourced lending facts as they reach Lambert's 1,134 residents; the state has no city-level rate rule.

Lambert in state context

Set beside Mississippi's 299 places, Lambert ranks 143rd by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Lambert ranks 296th of 299 in Mississippi (about the 1th percentile). By density, at about 1,340 people per square mile, it ranks 17th in Mississippi. Within 50 miles sit 39 smaller Census places, alongside the 23 that are larger.

The Lambert borrowing checklist

A sensible order of operations for a loan in Lambert, home to about 1,134 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Lambert and the rest of Mississippi is not the process but the borrower's own file, among the 1,134 people here.