Personal loans in Falcon, MS
Falcon ranks 287th of 299 places in Mississippi, with a population near 116. Falcon is a small community of about 116 residents, and a personal loan taken out here is governed by Mississippi statute.
From the 2020 Census base to the 2023 estimate, the population declined by about 7.2%. Use the calculator on this page to price an amount and term before you commit in Falcon. Lenders active in Falcon report to a Mississippi supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Sledge, MS about 3 miles away.
Local context for Falcon
Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.
- Population: an estimated 116 residents, 287th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 7.2% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
- Size percentile: Falcon's 116 people outrank roughly 4% of the places in Mississippi.
- Land and density: 0.4 square miles of land carry roughly 297 residents per square mile.
- By land area: Falcon ranks 288th among Mississippi's 299 places, at 0.4 sq mi.
- State population share: Falcon accounts for about 0.0% of everyone in Mississippi.
- National rank: Falcon is the 17,842nd most populous of the 19,457 Census places covered here.
- Growth in Mississippi: Falcon stands 268th by percentage change from 2020 to 2023, among 299 places.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Falcon's 7.2%.
- Density in Mississippi: Falcon ranks 213th by people per square mile.
- Density vs Mississippi: Falcon's 297 people per square mile compare with a state median of 434.
- Location: 34.3911 / -90.2556, per the US Census Bureau Gazetteer.
- Nearest larger cities: Sledge (3 mi); Crenshaw (9 mi); Marks (10 mi); Jonestown (12 mi); Lambert (13 mi). Online lenders reach Falcon no matter how far the nearest branch is.
- Smaller communities close by: LaGrange (33 mi); Alligator (34 mi); Aubrey (43 mi), each with its own Census population profile.
- Smaller places within 50 miles: 4 of them.
- Larger places within 100 miles: 261.
The Falcon borrowing checklist
For Falcon's roughly 116 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Mississippi licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Falcon as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 116 residents.
Falcon on the map
Falcon's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 297 people per square mile. The largest place in Mississippi, Jackson, lies about 143 miles away. A 50-mile radius around Falcon takes in 57 places that are larger. Within the same 50 miles lie 4 smaller Census places.
Mississippi consumer-lending rules applied in Falcon
Read the table as a lender's compliance picture for Falcon: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Lender access in Falcon
Falcon is a lightly settled community of about 116 people, with 57 larger places inside a 50-mile radius. A Mississippi licence lets a lender serve Falcon without a local office, so branch density does not change what its 116 residents are offered. The nearest larger city, Sledge, MS about 3 miles away.
Where Falcon sits in Mississippi
Among Mississippi's 299 places, Falcon sits at 287th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Falcon ranks 268th of 299 in Mississippi (about the 10th percentile). At about 297 people per square mile, Falcon is the 213th most densely settled place in Mississippi. By land area, its 0.4 square miles rank 288th of 299 places in Mississippi.
Common questions
What are my options in Falcon if my credit is poor?
What loan size can I expect in Falcon?
Do I have to pledge anything to borrow in Falcon?
Does comparing loans in Falcon cost me credit score points?
Nearby places
- Sledge, MS — population 337
- Crenshaw, MS — population 613
- Marks, MS — population 1,283
- Lambert, MS — population 1,134
- Jonestown, MS — population 902
- Lula, MS — population 190
- Crowder, MS — population 536
- Coahoma, MS — population 219