Personal loans in Crenshaw, MS
Crenshaw shed about 2.7% of its population between the 2020 base and the 2023 estimate. Personal loans in Crenshaw are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 613 population.
By population, Crenshaw sits at 186th in Mississippi, with an estimated 613 residents. The nearest larger metro is Senatobia, MS about 14 miles away. Rate ceilings, licensing requirements and product limits for Crenshaw are all set at the Mississippi level. If debt is already a strain, a nonprofit credit counsellor can help Crenshaw residents before they take on more.
Crenshaw by the numbers
The figures below are Crenshaw's own — Census population, land area and coordinates — followed by the Mississippi rules.
- Population: about 613 people live here, which puts Crenshaw 186th of 299 Census places in Mississippi (Vintage 2023).
- Population trend: A loss of roughly 2.7% between 2020 and 2023.
- Net change: roughly 17 fewer people than the 2020 Census counted.
- Size percentile: with 613 residents, Crenshaw is larger than about 38% of Mississippi's Census places.
- Population density: about 1,491 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Crenshaw covers 0.4 square miles, the 286th-largest area among Mississippi's 299 places.
- State population share: Crenshaw accounts for about 0.0% of everyone in Mississippi.
- National rank: Crenshaw sits 12,335th by population among the 19,457 places in this dataset.
- Growth in Mississippi: Crenshaw stands 154th by percentage change from 2020 to 2023, among 299 places.
- Versus Mississippi: the state average change is -2.3%, while Crenshaw moved 2.7%.
- Density rank: Crenshaw places 9th among Mississippi's places by people per square mile.
- Density in context: Crenshaw's 1,491 people per square mile sit against a Mississippi median of 434.
- Location: it lies at 34.5047, -90.1946 in the Census Gazetteer.
- Nearest larger cities: Senatobia (14 mi); Como (15 mi); Tunica (17 mi); Sardis (17 mi); Coldwater (18 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Sledge (5 mi); Falcon (9 mi); Lula (17 mi).
- Smaller neighbours: 30 places smaller than Crenshaw sit within 50 miles.
- Larger places within 100 miles: 150.
The geography behind Crenshaw
Crenshaw's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,491 residents per square mile. Jackson, the largest place in Mississippi, is about 151 miles from Crenshaw. Crenshaw has 34 larger places within a 50-mile radius. Within the same 50 miles lie 30 smaller Census places.
How Crenshaw compares across Mississippi
Against Mississippi's other places, Crenshaw accounts for about 0.0% of the state's population and ranks 186th of 299 by size. For population change between 2020 and 2023, Crenshaw ranks 154th of 299 in Mississippi (about the 48th percentile). At about 1,491 people per square mile, Crenshaw is the 9th most densely settled place in Mississippi. Within 50 miles sit 30 smaller Census places, alongside the 34 that are larger.
The Mississippi lending rules that reach Crenshaw
These are Mississippi's sourced lending facts as they reach Crenshaw's 613 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
What a Crenshaw borrower is actually offered
Crenshaw is a small community of about 613 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Crenshaw lender to disclose the APR and finance charge before you sign. The term you choose in Crenshaw decides the split between a comfortable payment and the total interest you pay.
How lenders reach Crenshaw
At roughly 1,491 people per square mile, Crenshaw is moderately settled; 34 larger places lie within 50 miles. Lenders licensed in Mississippi reach Crenshaw's 613 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Senatobia, MS about 14 miles away.
Common questions
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Nearby places
- Sledge, MS — population 337
- Falcon, MS — population 116
- Senatobia, MS — population 8,287
- Como, MS — population 1,075
- Tunica, MS — population 898
- Marks, MS — population 1,283
- Coldwater, MS — population 1,339
- Lula, MS — population 190