Personal loans in Crowder, MS

Crowder is one of 299 Census places in Mississippi; its 536 residents put it at 192nd. From the 2020 Census base to the 2023 estimate, the population declined by about 5.6%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Crowder is a small community in Mississippi, with an estimated 536 residents, and every licensed lender here follows the same state rulebook. Consumer lending that reaches Crowder's 536 residents is governed by Mississippi statute; no city ordinance changes it. Use the calculator on this page to price an amount and term before you commit in Crowder. The closest larger city is Lambert, MS about 9 miles away.

The Crowder data picture

Two layers matter for a Crowder borrower: the local population picture and Mississippi's consumer-lending statutes.

Crowder in state context

Crowder is the 192nd-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. For population change between 2020 and 2023, Crowder ranks 236th of 299 in Mississippi (about the 21th percentile). By density, at about 1,175 people per square mile, it ranks 25th in Mississippi. Between 2020 and 2023 the count changed by roughly 32 residents.

Crowder on the map

The Census Gazetteer records about 0.5 square miles of land within Crowder, with no significant water area listed. With 536 residents, the land area yields roughly 1,175 people per square mile. The state's population centre of gravity, Jackson, is roughly 128 miles away. A 50-mile radius around Crowder takes in 31 places that are larger. By land area it ranks 283rd of 299 Mississippi places.

What is available to Crowder borrowers

With about 1,175 residents per square mile, Crowder is moderately settled, and 31 larger Census places sit within 50 miles. Distance to a branch rarely matters for Crowder's 536 residents: the application is online and the price follows your credit file. The nearest bigger place is Lambert, MS about 9 miles away.

How Mississippi law applies in Crowder

Mississippi has no separate rate rule for Crowder; the sourced rows below are what reach every lender that serves its 536 people.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

A pre-application checklist for Crowder

These steps shape the offer you get in Crowder, a place of about 536 people:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Look the lender up in the Mississippi regulator's licence records before you sign.
  5. Weigh a shorter term's higher payment against the interest it saves.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Write down the purpose of the loan and your repayment plan before you apply.

In Crowder as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 536 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crowder if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crowder is the same as anywhere in Mississippi.
What loan size can I expect in Crowder?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crowder?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crowder cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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