Personal loans in Tutwiler, MS
A lender serving Tutwiler holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 2,418 residents. Population in Tutwiler dropped about 2.5% over the three years from 2020 to 2023.
Tutwiler is home to roughly 2,418 people and stands 90th by size out of 299 Census places in Mississippi. Judge Tutwiler offers on total cost, not on how quickly the money arrives. To lend to Tutwiler's 2,418 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. The nearest larger metro is Clarksdale, MS about 14 miles away.
The Tutwiler data picture
Tutwiler is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 2,418 residents in Tutwiler (Vintage 2023 subcounty estimate), the 90th-largest figure among Mississippi's 299 places.
- Population trend: A decline of about 2.5% across the 2020-to-2023 comparison.
- Net change: roughly 62 fewer people than the 2020 Census counted.
- Size percentile: about 70% of Mississippi's Census places are smaller than Tutwiler.
- Density: the Census land area of 2.8 sq mi holds about 873 people per square mile.
- Land area: Tutwiler covers 2.8 square miles, the 148th-largest area among Mississippi's 299 places.
- State population share: Tutwiler accounts for about 0.2% of everyone in Mississippi.
- National rank: Tutwiler is 6,960th of 19,457 places nationwide.
- Growth rank: Tutwiler ranks 142nd among Mississippi's 299 places for the 2020-to-2023 change.
- Versus Mississippi: the state average change is -2.3%, while Tutwiler moved 2.5%.
- Density rank: Tutwiler is the 59th most densely settled place in Mississippi.
- Density in context: Tutwiler's 873 people per square mile sit against a Mississippi median of 434.
- Location: coordinates 34.0172, -90.4333 (US Census Bureau Gazetteer).
- Nearest larger cities: Clarksdale (14 mi); Ruleville (21 mi); Cleveland (25 mi); Batesville (36 mi); Helena-West Helena (37 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Sumner (5 mi); Webb (7 mi); Lyon (15 mi) — useful context for the surrounding area.
- Smaller neighbours: 57 places smaller than Tutwiler sit within 50 miles.
- Within 100 miles: 56 places are larger than Tutwiler.
What a Tutwiler borrower is actually offered
A Tutwiler personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,418 residents. A lender serving Tutwiler's 2,418 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Tutwiler decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Tutwiler
Mississippi has no separate rate rule for Tutwiler; the sourced rows below are what reach every lender that serves its 2,418 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
A practical checklist for Tutwiler borrowers
Before you apply in Tutwiler, a community of about 2,418, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Mississippi regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Mississippi; what changes is your credit file, not the fact that Tutwiler holds 2,418 people.
Getting a loan in Tutwiler
Tutwiler is a moderately settled community of about 2,418 people, with 11 larger places inside a 50-mile radius. Lenders licensed in Mississippi reach Tutwiler's 2,418 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Clarksdale, MS about 14 miles away.
The geography behind Tutwiler
Inside Tutwiler's boundaries lie about 2.8 square miles of land, with no significant water area recorded. That land carries about 873 people per square mile. The state's population centre of gravity, Jackson, is roughly 118 miles away. Counting outward 50 miles, 11 larger communities surround Tutwiler. The 100-mile radius contains 56 larger places.
Common questions
What are my options in Tutwiler if my credit is poor?
What loan size can I expect in Tutwiler?
Do I have to pledge anything to borrow in Tutwiler?
Does comparing loans in Tutwiler cost me credit score points?
Nearby places
- Sumner, MS — population 250
- Webb, MS — population 384
- Clarksdale, MS — population 13,850
- Lyon, MS — population 270
- Drew, MS — population 1,704
- Glendora, MS — population 139
- Lambert, MS — population 1,134
- Marks, MS — population 1,283